Putnam County property record for 440 Hamon Dr, Scott Depot, WV 25560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,548 sqft · built 1975 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2023) |
| Tax Bill | $2,076 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-223-0132.0002 |
| Primary APN | 10-223-0132.0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 3,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 20,909 sqft (0.48 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00015547 |
|---|---|
| Street Address | 440 HAMON DR |
| City | SCOTT DEPOT |
| State | WV |
| Zip | 25560-7606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.48 ACRE |
| Legal Subdivision | SADLE DOWNS SUBDIVISION |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 20601 |
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 HAMON DR, SCOTT DEPOT, WV 25560-7606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OHIO VALLEY BANK |
| Dec 2, 2020 | Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Deed Book / Page | 616 / 960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 440 HAMON DR, SCOTT DEPOT, WV 25560-7606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001344/941 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 1344/941 |
| Instrument | 005477160024 |
| Name | OHIO VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2020 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.88% |
| Max Rate At Change | 6.88% |
| Index | 5-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Dec 2, 2020 |
| Property Address | 440 HAMON DR, SCOTT DEPOT, WV 25560-7606 |
| Document Number | 000593/737 |
| Book / Page | 593 / 737 |
| Map Reference | DB 593 PG 224 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 004939530002 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 001267/756 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 1267/756 |
| Instrument | 004939540017 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,076.00 (+5.76%) | $166,020 (+6.88%) Land $20,700 Building $145,320 | $276,700 (+6.88%) Land $34,500 Building $242,200 |
| 2025 | $1,963.00 (+27.38%) | $155,340 (+22.47%) Land $19,020 Building $136,320 | $258,900 (+22.47%) Land $31,700 Building $227,200 |
| 2023 | $1,541.00 (+1.52%) | $126,840 (+0.67%) Land $18,000 Building $108,840 | $211,400 (+0.67%) Land $30,000 Building $181,400 |
| 2022 | $1,518.00 | $126,000 Land $19,200 Building $106,800 | $210,000 Land $32,000 Building $178,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 101 (1989–2026) |
| Claims Outside the SFHA | 32 of 101 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM P S D serves 26,410 people · EPA ID WV3304011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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