Delta County property record for 440 Grand Ave, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,216 sqft · built 1909 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Oct 2011) |
| Tax Bill | $800 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R014503 |
| Primary APN | R014503 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,216 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014503 |
|---|---|
| Street Address | 440 GRAND AVE |
| City | DELTA |
| State | CO |
| Zip | 81416-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 440 GRAND AVE DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: 16 LOT: 23 - 24 TOTAL 0.17 AC +- GARNET MESA SUBD BLK 16 LTS 23 & 24 SEC 13 T15S R96W 6PM BK 258 PG 226 BK 271 PG 397 BK 288 PG 60 BK 307 PG 60 BK 367 PG 294 BK |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Block | 16 |
| Legal Lot Number | 23-24 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 965100 |
440 Grand Ave is owned and occupied by an individual who bought it in October 2011.
Source: Delta County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 GRAND AVE, DELTA, CO 81416-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on File |
| Deed Sale | Oct 14, 2011 · Amount on File |
| Deed Document Number | 2011653851 |
| Prior Transfer Date | Aug 19, 2008 |
| Prior Transfer Doc | 0000628258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 440 GRAND AVE, DELTA, CO 81416-2023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 440 GRAND AVE, DELTA, CO 81416-2023 |
| Investor | Possibly a Property Investor |
| Document Number | 0000766821 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 766821 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 440 GRAND AVE, DELTA, CO 81416-2023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 440 GRAND AVE, DELTA, CO 81416-2023 |
| Investor | Possibly a Property Investor |
| Document Number | 0000752096 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 752096 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 440 Grand Ave was $800, up 38.9% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $800.00 (+38.89%) | $11,762 (+34.98%) Land $3,125 Building $8,637 | $188,184 (+44.69%) Land $50,000 Building $138,184 |
| 2024 | $576.00 (+3.97%) | $8,714 (-) Land $2,354 Building $6,360 | $130,060 (-) Land $35,140 Building $94,920 |
| 2023 | $554.00 (-1.42%) | $8,714 (+0.06%) Land $2,354 Building $6,360 | $130,060 (+3.79%) Land $35,140 Building $94,920 |
| 2022 | $562.00 | $8,709 Land $3,128 Building $5,581 | $125,307 Land $45,000 Building $80,307 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 440 Grand Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–1992) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Grand Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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