440 Grace Dr, Richardson, TX 75081 Property Records

Dallas County property record for 440 Grace Dr, Richardson, TX 75081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,206 sqft · built 1954
Lot Size	0.358 acres (15,608 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Nov 2025)
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`42-08950-004-020-0000`

Property Details

APN / Parcel Number

Primary APN	`42-08950-004-020-0000`
Alternative APN	`420895000402000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,206 sqft Living Area
1st Floor Area	2,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,608 sqft (0.358 acres)
Lot Dimensions	132 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420895000402000
Street Address	440 GRACE DR
City	RICHARDSON
State	TX
Zip	75081-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z272
Legal Description	HIGHLAND 2 BLK D LOT 20 INT202500233991 DD11042025 CO-DC 0895000402000 3CR08950004
Legal Subdivision	HIGHLAND 2
Legal Tract	8950
Legal Block	D
Legal Lot Number	20
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	3
Census Block	3024
Census Tract	19102

Owner

440 Grace Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	440 GRACE DR, RICHARDSON, TX 75081-4242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	2025233991
Prior Transfer Date	Apr 28, 2016
Prior Transfer Doc	0000116062
Record Updated	Sep 20, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Nov 5, 2025
Property Address	440 GRACE DR, RICHARDSON, TX 75081-4242
Document Number	0000233991
Map Reference	VOL 19 PG 469
Instrument Date	Nov 4, 2025
Instrument	202500233991
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 GRACE DR, RICHARDSON, TX 75081-4242

Mortgage

Document Number	0000233992
Date	Nov 5, 2025
Instrument	202500233992

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 440 Grace Dr was $6,964, up % from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,250 (-) Land $150,000 Building $169,250	$319,250 (-) Land $150,000 Building $169,250
2025	$6,964.00 (+0.04%)	$319,250 Land $150,000 Building $169,250	$319,250 Land $150,000 Building $169,250
2024	$6,961.00 (-1.75%)
2023	$7,085.00 (-8.38%)	$315,000 Land $95,000 Building $220,000	$315,000 Land $95,000 Building $220,000
2022	$7,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Grace Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Grace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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