Berks County property record for 440 Gaul Rd, Sinking Spring, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,071 sqft · built 2001 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,500 (Feb 2000) |
| Tax Bill | $4,592 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4377-03-02-2423 |
| Primary APN | 4377-03-02-2423 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,071 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 42,689 sqft (0.98 acres) |
| Terrain | Below Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1,000 sqft |
|---|---|
| Porch | Open Frame Porch |
| Shed | 1 Shed |
| Shed Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 49000621 |
|---|---|
| Street Address | 440 GAUL RD |
| City | READING |
| State | PA |
| Zip | 19608-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RONALD & ANNE SEHER PROP |
| Legal Block | 02 |
| Legal Lot Number | 4 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER HEIDELBERG |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10602 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 GAUL RD, READING, PA 19608-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit TOMPKINS TRUST CO |
| Nov 5, 2020 | Deed of Trust, Mortgage · Commercial Mortgage VIST FINANCIAL |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIST FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2000 · Amount on Record |
| Deed Sale | Feb 1, 2000 · Amount on Record |
| Deed Book / Page | 3168 / 922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 440 GAUL RD, SINKING SPRING, PA 19608-9608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 440 GAUL RD, SINKING SPRING, PA 19608-9608 |
| Document Number | 0000005583 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022005583 |
| Name | TOMPKINS TRUST CO |
|---|---|
| Type | Mortgage Company |
| Address | READING, PA 19606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 21, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 440 GAUL RD, SINKING SPRING, PA 19608-9608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | FIRST AMER ABSTRACT WYOMISSI |
| Name | Verified Name |
|---|---|
| Address | 440 GAUL RD, SINKING SPRING, PA 19608-9608 |
| Document Number | 0000041896 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020041896 |
| Name | VIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | READING, PA 19606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 29, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 440 GAUL RD, SINKING SPRING, PA 19608-9608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | FIRST AMER ABSTRACT WYOMISSI |
| Name | Verified Name |
|---|
| Document Number | 0000041895 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020041895 |
| Name | VIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | READING, PA 19610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Heidelberg Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,592.00 (+5.83%) Homeowner's exemption | $287,500 (-) Land $39,600 Building $247,900 | $39,600 (-86.23%) Land $39,600 |
| 2024 | $4,339.00 | $287,500 Land $39,600 Building $247,900 | |
| 1994 | $287,500 Land $39,600 Building $247,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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