440 Gary Dr, Mount Olive, AL 35117 Property Records

Jefferson County property record for 440 Gary Dr, Mount Olive, AL 35117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1974
Lot Size	0.358 acres (15,604 sqft)
Owner	Individual Name on File
Tax Bill	$746 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00-10-3-002-010.000`

Property Details

APN / Parcel Number

Primary APN	`14-00-10-3-002-010.000`
Alternative APNs	`14103002010000RR00` `263967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	1,929 sqft
1st Floor Area	1,254 sqft
Basement Area	675 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,604 sqft (0.358 acres)
Lot Dimensions	166 ft deep x 94 ft wide
Garage Type	Carport
Garage Area	498 sqft
Carport	Carport
Carport Area	498 sqft

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	263967
Street Address	440 GARY DR
City	MOUNT OLIVE
State	AL
Zip	35117-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 96 GARDENBROOK EST 1ST SECT SEC CARD 2 47074 FOR DEED
Legal Range	03W
Legal Township	16S
Legal Section	10
Legal Subdivision	GARDENBROOK EST 1 14-10-2
Legal Lot Number	96
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	2
Census Block	2022
Census Tract	11708

Owner

440 Gary Dr is owned and occupied by an individual who acquired it in March 2026.

Source: Jefferson County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	440 GARY DR, MOUNT OLIVE, AL 35117-3266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES
Mar 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026
Deed Sale	Mar 19, 2026
Prior Sale	May 1, 2009 · Amount on File
Deed Document Number	202622959
Prior Transfer Date	Mar 13, 2026
Prior Transfer Doc	0000022959
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	440 GARY DR, MOUNT OLIVE, AL 35117-3266
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 GARY DR, MOUNT OLIVE, AL 35117-3266

Mortgage

Document Number	0000030395
Date	Mar 17, 2021
Instrument	2021030395

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 19, 2026
Property Address	440 GARY DR, MOUNT OLIVE, AL 35117-3266
Document Number	0000022959
Instrument Date	Mar 13, 2026
Instrument	2026022959
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 GARY DR, MOUNT OLIVE, AL 35117-3266

Mortgage

Document Number	0000022960
Date	Mar 19, 2026
Instrument	2026022960

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 440 Gary Dr was $746.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$746.00 Senior Citizen's exemption	$17,740	$206,000 Land $65,000 Building $141,000
2024	$746.00
2023		$17,740 Land $5,598 Building $12,142	$206,000 Land $65,000 Building $141,000
2022	$835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Gary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Gary Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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