440 Front St, Lincoln, RI 02865 Property Records

Lincoln Town property record for 440 Front St, Lincoln, RI 02865

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 2 ba · 3,182 sqft · built 1875
Lot Size0.186 acres (8,102 sqft)
Owner2 Individual Names on Record
Tax Bill$6,824 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN13-00487-87

Property Details

APN / Parcel Number

Primary APN13-00487-87
Alternative APN
  • LINC M:09 L:025.0 U

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories3 Stories
Building Area3,182 sqft Living Area
Gross Area5,502 sqft
1st Floor Area1,536 sqft
Basement Area1,536 sqft
Unfinished Basement1,536 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,102 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number13-00487-87
Street Address440 FRONT ST
CityLINCOLN
StateRI
Zip02865-2403
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRL9
Legal Lot Number25.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2014
Census Tract11701

Owner

Source: Lincoln Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address440 FRONT ST, LINCOLN, RI 02865-2403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address440 FRONT ST, LINCOLN, RI 02865-2403
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002571-255
DateOct 3, 2025
Book Page2571/255
Instrument2025009558
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term301 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLincoln Town
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,824.00 (+2.97%)$504,700 (+25.58%) Land $128,800 Building $375,900
2023$6,627.00$401,900 Land $121,300 Building $280,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1982)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATER COMMISSION
serves 21,664 people · EPA ID RI1858423
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number