440 Fredette St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 440 Fredette St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,498 sqft · built 1950
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Dec 2011)
Tax Bill	$3,748 (2026)
Deeds & Mortgages	Jun 2023 Refinance Jun 2021 Refinance + 1 more
APN	`ATHO M:00010 B:00047 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00010 B:00047 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	3,669 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,538 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,800 sqft (0.317 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	440 FREDETTE ST
City	ATHOL
State	MA
Zip	01331-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	47
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	1
Census Block	1002
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 FREDETTE ST, ATHOL, MA 01331-1118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2011 · Amount on Record
Deed Sale	Dec 21, 2011 · Amount on Record
Prior Sale	Aug 17, 2011 · Amount on Record
Deed Document Number	201113
Deed Book / Page	48302 / 386
Transfer Doc	47722-129
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	440 FREDETTE ST, ATHOL, MA 01331-1118
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069233-276
Date	Jun 9, 2023
Book Page	69233/276
Instrument	44927

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	440 FREDETTE ST, ATHOL, MA 01331-1118
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065509-240
Date	Jun 30, 2021
Book Page	65509/240
Instrument	91039

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	440 FREDETTE ST, ATHOL, MA 01331-1118
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65952-288
Date	Aug 31, 2021
Book Page	65952/288
Instrument	122056

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,748.00 (+2.63%)	$295,800 (+2.96%) Land $60,200 Building $235,600	$297,350 (-)
2025	$3,652.00 (+3.63%)	$287,300 (+4.59%) Land $57,900 Building $229,400	$297,350 (-3.28%)
2024	$3,524.00 (+5.1%)	$274,700 (+15.03%) Land $57,900 Building $216,800	$307,420
2023	$3,353.00	$238,800 Land $42,000 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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