440 Florence Ave, Dalton, GA 30720 Property Records

Whitfield County property record for 440 Florence Ave, Dalton, GA 30720

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 816 sqft · built 2000
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Feb 2021)
Tax Bill$1,153 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-297-23-008

Property Details

APN / Parcel Number

Primary APN12-297-23-008
Alternative APN
  • 37539

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Heated Area
1st Floor Area816 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number37539
Street Address440 FLORENCE AVE
CityDALTON
StateGA
Zip30720-5683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 2 ECHO HIGHLANDS
Legal SubdivisionECHO HIGHLANDS
Legal Lot Number2
JurisdictionWHITFIELD GA
Township / Civil DivisionDALTON
Census Block Group5
Census Block5000
Census Tract1400

Owner

Source: Whitfield County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 FLORENCE AVE, DALTON, GA 30720-5683
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · FHA Mortgage
ATLANTIC COAST MORTGAGE GROUP INC
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC COAST MORTGAGE GROUP INC
Feb 12, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2021 · Amount on Record
Deed SaleFeb 12, 2021 · Amount on Record
Prior SaleApr 1, 2002 · Amount on Record
Deed Document Number2021420
Deed Book / Page6829 / 452
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITFIELD GA
Recording DateMay 22, 2026
Property Address440 FLORENCE AVE, DALTON, GA 30720-5683
Document Number7180000682
Book / Page7180 / 682
Instrument DateMay 22, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1826 LAWSON AVE, DALTON, GA 30720-5646

Mortgage

Document Number7180000682,
DateMay 22, 2026
Book Page7180/682
Lender
NameATLANTIC COAST MORTGAGE GROUP INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITFIELD GA
Recording DateMay 22, 2026
Property Address440 FLORENCE AVE, DALTON, GA 30720-5683
Document Number7180000706
Book / Page7180 / 706
Instrument DateMay 22, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 FLORENCE AVE, DALTON, GA 30720-5683

Mortgage

Document Number7180000706,
DateMay 22, 2026
Book Page7180/706
Lender
NameATLANTIC COAST MORTGAGE GROUP INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITFIELD GA
Recording DateFeb 12, 2021
Property Address440 FLORENCE AVE, DALTON, GA 30720-5683
Document Number0068290452
Book / Page6829 / 452
Instrument DateFeb 12, 2021
Instrument2021-000420
Transaction TypeTransfer
Record UpdatedNov 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 FLORENCE AVE, DALTON, GA 30720-5683

Mortgage

Document Number0068290000000454
DateFeb 25, 2021
Book Page0000006829/0000000454
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Whitfield County assessment roll, as of January 30, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyWhitfield County
Unified School DistrictWhitfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,153.00 (+34.7%) Homeowner's exemption$55,264 (-) Land $7,200 Building $48,064$138,159 (-) Land $18,000 Building $120,159
2024$856.00 (+156.29%) Homeowner's exemption$55,264 (+55.56%) Land $7,200 Building $48,064$138,159 (+55.56%) Land $18,000 Building $120,159
2023$334.00 (-32.8%) Homeowner's exemption$35,525 (+39.76%) Land $7,200 Building $28,325$88,812 (+39.76%) Land $18,000 Building $70,812
2022$497.00 Homeowner's exemption$25,418 Land $4,200 Building $21,218$63,546 Land $10,500 Building $53,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 7, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDALTON UTILITIES
serves 99,315 people · EPA ID GA3130000
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dalton Utilities
Fiber
10,000 / 10,000
Windstream
Fiber · DSL
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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