San Joaquin County property record for 440 Flora St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,036 sqft · built 1915 |
| Lot Size | 0.112 acres (4,896 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jan 2016) |
| Tax Bill | $1,936 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-342-150-000 |
| Primary APN | 047-342-150-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,896 sqft (0.112 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|
| Old Parcel Number | 047-342-15 |
|---|---|
| Street Address | 440 FLORA ST |
| City | LODI |
| State | CA |
| Zip | 95240-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LODI BARNHART BLK 11 LOT 11 |
| Legal Subdivision | LODI BARNHART TR |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 4404 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 FLORA ST, LODI, CA 95240-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2016 · Amount on Record |
| Deed Sale | Jan 6, 2016 · Amount on Record |
| Prior Sale | Nov 20, 2008 · Amount on Record |
| Deed Document Number | 20161282 |
| Prior Transfer Date | Dec 30, 2015 |
| Prior Transfer Doc | 0000001283 |
| Record Updated | Oct 29, 2026 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,936.00 (+0.36%) | ||
| 2025 | $1,929.00 (+4.5%) Homeowner's exemption | $183,481 (+4.04%) Land $63,921 Building $119,560 | |
| 2023 | $1,846.00 (+2.38%) Homeowner's exemption | $176,358 Land $61,440 Building $114,918 | $246,600 |
| 2022 | $1,803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, Verizon.
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