Chesapeake City property record for 440 Fleming Cir, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,584 sqft · built 1993 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Sep 2026) |
| Tax Bill | $3,789 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2021 Refinance + 2 more |
| APN | 0451003001830 |
| Primary APN | 0451003001830 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 772 sqft |
| Upper Floors Area | 812 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 120 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 968 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 484 sqft |
| Balcony Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 FLEMING CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 183 CREEKWOOD SEC 3 |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 FLEMING CIR, CHESAPEAKE, VA 23323-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage ALCOVA MORTGAGE |
| Jun 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NATIONAL ASSOCIATION |
| Oct 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Dec 18, 2008 | Warranty Deed, Transfer · VA Mortgage ADVANCE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Oct 18, 2017 · Amount on Record |
| Deed Document Number | 202622887 |
| Deed Book / Page | 11019 / 156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 2, 2026 |
| Property Address | 440 FLEMING CIR, CHESAPEAKE, VA 23323-3807 |
| Document Number | 0000022887 |
| Book / Page | 11019 / 156 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202622887 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 FLEMING CIR, CHESAPEAKE, VA 23323-3807 |
| Document Number | 0000022888, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202622888 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 440 FLEMING CIR, CHESAPEAKE, VA 23323-3807 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10384/1794 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 10384/1794 |
| Instrument | 210025755 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 18, 2017 |
| Property Address | 440 FLEMING CIR, CHESAPEAKE, VA 23323-3807 |
| Document Number | 9845/1824 |
| Book / Page | 9845 / 1824 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 170028922 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 FLEMING CIR, CHESAPEAKE, VA 23323-3807 |
| Document Number | 170028923 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 170028923 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 18, 2008 |
| Property Address | 440 FLEMING CIR, CHESAPEAKE, VA 23323-3807 |
| Document Number | 007667/234 |
| Book / Page | 7667 / 234 |
| Instrument Date | Nov 30, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007667238 |
|---|---|
| Date | Dec 18, 2008 |
| Instrument | 7667/238 |
| Name | ADVANCE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,000 (+3.17%) Land $200,000 Building $187,000 | $387,000 (+3.17%) Land $200,000 Building $187,000 | |
| 2025 | $3,789.00 (+44.29%) | $375,100 (+8.72%) Land $185,000 Building $190,100 | $375,100 (+8.72%) Land $185,000 Building $190,100 |
| 2023 | $345,000 (+11.08%) Land $135,000 Building $210,000 | $345,000 (+11.08%) Land $135,000 Building $210,000 | |
| 2022 | $310,600 Land $125,000 Building $185,600 | $310,600 Land $125,000 Building $185,600 | |
| 2019 | $2,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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