Buncombe County property record for 440 Flat Top Mountain Rd, Fairview, NC 28730 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,170 sqft Living Area |
| Lot Size | 94,961 sqft (2.18 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,595.00 (2024) |
| Primary APN | 9697-25-7302-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,170 sqft Living Area |
| 1st Floor | 390 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Rustic Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 94,961 sqft (2.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Deck Area | 504 sqft Deck |
|---|---|
| Patio Area | 504 sqft Patio |
| Porch | Open Porch |
| Porch Area | 480 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 440 FLAT TOP MOUNTAIN RD |
|---|---|
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-6504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0213-0089 |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | FAIRVIEW |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 3204 |
Source: Buncombe County records · APN 9697-25-7302-00000
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-6504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Line of Credit SELECT BANK |
| Jan 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 0060111899 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 02, 2026 |
| Property Address | 440 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-6504 |
| Document Number | 6608000728 |
| Book / Page | 6608 / 728 |
| Instrument Date | Jul 01, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 440 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-6504 |
| Document Number | 6608000728, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 6608/728 |
| Name | SELECT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 27, 2021 |
| Property Address | 440 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-6504 |
| Document Number | 0060111899 |
| Book / Page | 6011 / 1899 |
| Map Reference | MB 213 PG 89 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 FLAT TOP MOUNTAIN RD, FAIRVIEW, NC 28730-6504 |
| Document Number | 60111902 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 6011/1902 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,664.00 (+4.33%) | $235,500 (-) Land $44,700 Building $190,800 | $235,500 (-) Land $44,700 Building $190,800 |
| 2024 | $1,595.00 (+5.35%) | ||
| 2023 | $1,514.00 | $235,500 | $235,500 (-) Land $59,700 Building $175,800 |
| 2021 | $235,500 Land $44,700 Building $190,800 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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