440 Fir Dr, #3, Durango, CO 81301 Property Records

La Plata County property record for 440 Fir Dr, #3, Durango, CO 81301

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,265 sqft · built 1985
Lot Size	0.234 acres (10,181 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Oct 2023)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Mar 2024 Sale Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-291-12-003`

Property Details

APN / Parcel Number

Primary APN	`5661-291-12-003`
Alternative APN	`R022598`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Lot Area	10,181 sqft (0.234 acres)
Garage Type	Attached
Garage Area	495 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R022598
Street Address	440 FIR DR, 3
City	DURANGO
State	CO
Zip	81301-7584
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: WILDWOOD CDO CPLX H PH 4 UNIT: 3 DESC: BLDG F 440 FIR DR #3 DURANGO 81301
Legal Subdivision	WILDWOOD CDO CPLX H PH 4 UNIT 3
Legal Block	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2019
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 FIR DR, DURANGO, CO 81301-7584
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Beneficiary Deed, Transfer
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage SECURITY SERVICE FCU
Mar 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	20231226829
Last Transfer Date	Feb 28, 2024
Transfer Doc	0001230282
Record Updated	Sep 20, 2026

March 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 4, 2024
Property Address	440 FIR DR, DURANGO, CO 81301-7584
Document Number	0001230282
Map Reference	DOC 530999
Instrument Date	Feb 28, 2024
Instrument	1230282
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 FIR DR, DURANGO, CO 81301-7584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 FIR DR, DURANGO, CO 81301-7584

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 19, 2023
Property Address	440 FIR DR, DURANGO, CO 81301-7584
Document Number	0001226829
Map Reference	DOC 5309999
Instrument Date	Oct 19, 2023
Instrument	1226829
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 SUNSHINE CT UNIT 4, 4, DURANGO, CO 81301-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 FIR DR, DURANGO, CO 81301-7584

Mortgage

Document Number	0001226830
Date	Oct 19, 2023
Instrument	1226830

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Mar 9, 2022
Property Address	440 FIR DR, DURANGO, CO 81301-7584
Document Number	0001207224
Map Reference	DOC 530999
Instrument Date	Mar 9, 2022
Instrument	1207224
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 FIR DR # 3, 3, DURANGO, CO 81301-7584

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,660 (-2.08%) Building $28,660	$468,330 (-) Building $468,330
2025	$1,606.00 (+67.64%)	$29,270 (+49.8%) Building $29,270	$468,330 (+60.62%) Building $468,330
2024	$958.00 (+77.74%)
2023	$539.00 (+1.89%)	$19,540 (+0.62%) Building $19,540	$291,580 (+4.33%) Building $291,580
2022	$529.00	$19,420 Building $19,420	$279,470 Building $279,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 85% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANGO WEST MD NO 2 serves 930 people · EPA ID CO0134190
Water Source	Purchased surface water from LAKE DURANGO WA
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	No certified operator Jan 2016
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Clearnetworx, Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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