440 Falling Leaf Way, Mascoutah, IL 62258 Property Records

St. Clair County property record for 440 Falling Leaf Way, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,520 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2021)
Tax Bill	$6,207 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2021 Mortgage + 2 more
APN	`09-25-0-205-007`

Property Details

APN / Parcel Number

Primary APN	`09-25-0-205-007`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	120 sqft
Porch	Slab
Porch Area	96 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	440 FALLING LEAF WAY
City	MASCOUTAH
State	IL
Zip	62258-2786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERBROOK PLAT 2 LOT 185 A02722956
Legal Subdivision	TIMBERBROOK PLAT 2
Legal Block	205
Legal Lot Number	185
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	2
Census Block	2005
Census Tract	504356

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage CENTRAL TRUST BANK
Sep 9, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 15, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST CMNTY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	20212722956
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 25, 2021
Property Address	440 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786
Document Number	A02722956
Map Reference	MB 106 PG 3
Instrument Date	Oct 18, 2021
Instrument	A02722956
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	440 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786

Mortgage

Document Number	A02722957
Date	Oct 25, 2021
Instrument	A02722957

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	440 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02701455
Date	May 25, 2021
Instrument	A02701455

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 9, 2019
Property Address	440 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786
Document Number	00A2625496
Instrument Date	Sep 6, 2019
Instrument	2625496
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	440 FALLING LEAF WAY MASCOUTAH IL 622582786, MASCOUTAH, IL 62258-2786

Mortgage

Document Number	A2625497
Date	Sep 9, 2019
Instrument	2625497

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	440 FALLING LEAF WAY, MASCOUTAH, IL 62258-2786
Document Number	00A2570686
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 FALLING LEAF WAY MASCOUTAH IL 622582786, MASCOUTAH, IL 62258-2786

Mortgage

Document Number	00A2570686
Date	Mar 20, 2018
Instrument	2570686

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,207.00	$87,016 (+29.34%) Land $11,713 Building $75,303	$261,048 (+29.34%) Land $35,139 Building $225,909
2022		$67,275 Land $9,056 Building $58,219	$201,825 Land $27,168 Building $174,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

440 Falling Leaf Way, Mascoutah, IL 62258 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Falling Leaf Way

Nearby Streets

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