440 Falcon Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 440 Falcon Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,298 sqft · built 2004
Lot Size	10.7 acres (466,963 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Apr 2022)
Tax Bill	$3,923 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01006B0073.000000`

Property Details

APN / Parcel Number

Primary APN	`01006B0073.000000`
Alternative APNs	`55383127790000` `5538 31 3941` `154574` `97472`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,298 sqft Living Area
Gross Area	7,018 sqft
1st Floor Area	2,298 sqft
Basement Area	2,146 sqft
Finished Basement	1,704 sqft
Unfinished Basement	442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	466,963 sqft (10.7 acres)
Lot Dimensions	779 ft deep x 550 ft wide
Garage Type	Mixed
Garage Area	975 sqft
Driveway	Asphalt Driveway
Driveway Area	5,600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Slab
Porch Area	255 sqft
Deck Area	570 sqft
Patio Area	774 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	154574
Street Address	440 FALCON DR
City	CONCORD
State	NC
Zip	28025-9151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LTS 18-19 RIDGE RUN
Legal Subdivision	RIDGE RUN
Legal Lot Number	18-19
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	3
Census Block	3004
Census Tract	40501

Owner

440 Falcon Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 FALCON DR, CONCORD, NC 28025-9151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Oct 21, 2014 · Amount on File
Deed Document Number	202211775
Deed Book / Page	15955 / 102
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	7609133
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	440 FALCON DR, CONCORD, NC 28025-9151
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001508914
Date	Apr 14, 2021
Book Page	15089/14

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 7, 2022
Property Address	440 FALCON DR, CONCORD, NC 28025-9151
Document Number	0015955102
Book / Page	15955 / 102
Map Reference	MB 16 PG 7
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 FALCONS WAY # 440, 755, PITTSBORO, NC 27312-7375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 FALCON DR, CONCORD, NC 28025-9151

Mortgage

Document Number	0015955104
Date	Apr 7, 2022
Instrument	15955/104

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	440 FALCON DR, CONCORD, NC 28025-9151
Document Number	13587114
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 FALCON DR CONCORD NC 280259151, CONCORD, NC 28025-9151

Mortgage

Document Number	13587114
Date	Jul 3, 2019
Book Page	013587/000114
Instrument	16694

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,420 (-) Land $148,500 Building $577,920
2025		$726,420 Land $148,500 Building $577,920
2024			$726,420 (+53.68%) Land $148,500 Building $577,920
2023	$3,923.00	$472,680 Land $75,000 Building $397,680	$472,680 Land $75,000 Building $397,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Falcon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Falcon Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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