St. Louis County property record for 440 Essen Ln, Ballwin, MO 63021 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,892 sqft Living Area |
| Lot Size | 32,400 sqft (0.744 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $465,500 (2023) |
| Tax Bill | $3,982.00 (2024) |
| Primary APN | 23S-62-0191 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 2,292 sqft Gross Area |
| 1st Floor Area | 1,892 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Story |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 32,400 sqft (0.744 acres) |
| Lot Dimensions | 111 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 400 sqft Garage |
| Pool Area | 480 sqft Pool |
|---|---|
| Patio Area | 664 sqft Patio |
| Porch | Porch |
| Poultry House | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 ESSEN LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILL VIEW PLAT 1 LOT 39 |
| Legal Subdivision | HILL VIEW PLAT 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 217923 |
Source: St. Louis County records · APN 23S-62-0191
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| Jul 01, 2021 | Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK |
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Aug 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC |
| Aug 08, 2023 | Warranty Deed, Transfer |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Jan 29, 2019 | Affidavit of Death, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Jan 29, 2019 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2023 · Amount on Record |
| Deed Sale | Aug 08, 2023 · Amount on Record |
| Prior Sale | Aug 08, 2023 |
| Deed Document Number | 2023659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 29, 2026 |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 0000000131 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000131, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026131 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 0249583365 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 24958/3365 |
| Instrument | 2021070100013 |
| Name | CNB ST LOUIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|---|
| Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 0253065345 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 25306/5345 |
| Instrument | 2022010400776 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 08, 2023 |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 2023080800659 |
| Map Reference | MB 63 PG 48 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023080800659 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984 |
| Name | Verified Name |
|---|---|
| Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Investor | Possibly a Property Investor |
| Document Number | 2023080800660 |
|---|---|
| Date | Aug 08, 2023 |
| Instrument | 2023080800660 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 08, 2023 |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 2023080800658 |
| Map Reference | MB 63 PG 48 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023080800658 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 0242541830 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 24254/1830 |
| Instrument | 2020082000266 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 29, 2019 |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 0233760351 |
| Book / Page | 023376 / 000351 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 68 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16107 PORT OF NANTUCKET CT WILDWOOD MO 630401528, WILDWOOD, MO 63040-1528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 29, 2019 |
| Property Address | 440 ESSEN LN, BALLWIN, MO 63021-4937 |
| Document Number | 0233760363 |
| Book / Page | 023376 / 000363 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 72 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 ESSEN LN BALLWIN MO 630214937, BALLWIN, MO 63021-4937 |
| Document Number | 233760366 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 023376/000366 |
| Instrument | 73 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 28, 2034 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,760 (+1.56%) Land $28,270 Building $29,490 | $304,000 (+1.57%) Land $148,800 Building $155,200 | |
| 2024 | $3,982.00 (+0.08%) | ||
| 2023 | $3,979.00 (+62.81%) | $56,870 (+74.02%) Land $23,560 Building $33,310 | $299,300 (+74.01%) Land $124,000 Building $175,300 |
| 2022 | $2,444.00 | $32,680 Land $23,560 Building $9,120 | |
| 2021 | $172,000 Land $124,000 Building $48,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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