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440 Elm St, Ceresco, NE 68017 Property Records

Saunders County property record for 440 Elm St, Ceresco, NE 68017 · Last verified June 2026

Property Summary

Property TypeCommercial
Details4,079 sqft · built 2004
Lot Size1.16 acres (50,530 sqft)
OwnerCompany Name on File
Tax Bill$5,368 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN2983-33-2-03036-000-5502

Property Details

APN / Parcel Number

Primary APN2983-33-2-03036-000-5502
Alternative APN
  • 001705502

Interior

Stories1 Story
Building Area4,079 sqft Gross Area
1st Floor Area4,079 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area50,530 sqft (1.16 acres)

Location & Zoning

Street Address440 ELM ST
CityCERESCO
StateNE
Zip68017-4381
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 4 M DOUBLE S SUBDIVISION REPLAT TO CERESCO; MAP NUMBER: 2983-33-2-03036-000-5502
Legal Range07
Legal Township13
Legal Section33
Legal SubdivisionCERESCO-M DOUBLE S SUB
Legal Lot Number4
JurisdictionSAUNDERS NE
Township / Civil DivisionRICHLAND
Census Block Group4
Census Block4146
Census Tract968200

Owner

Source: Saunders County records · APN 2983-33-2-03036-000-5502

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6221 S 58TH ST, B, LINCOLN, NE 68516-3679
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 04, 2022Warranty Deed, Transfer · Conventional Mortgage
UNION BANK & TRUST
Dec 31, 2016Deed of Trust, Mortgage
CORESCOBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 21, 2015
Transfer Doc0000004269
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAUNDERS NE
Recording DateMay 04, 2022
Property Address440 ELM ST, CERESCO, NE 68017-4381
Document Number0005800133
Book / Page580 / 133
Instrument DateMay 02, 2022
Instrument2022-05-095
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyNEBRASKA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$544.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202205096
DateMay 04, 2022
Instrument2022-05-096
Lender
NameUNION BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUNDERS NE
Property Address440 ELM ST, CERESCO, NE 68017
Document Number0005120300
Instrument DateDec 31, 2016
Transaction TypeMortgage
Record UpdatedJan 08, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 COUNTY ROAD 20 CERESCO NE 680174239, CERESCO, NE 68017-4239

Mortgage

Document Number0005120300
DateDec 13, 2018
Book Page000512/000300
Instrument155
Lender
NameCORESCOBANK
TypeBank
AddressCERESCO, NE 68017
Agreement
AmountAmount Recorded
Term336 Months
DueDec 12, 2046

Tax Assessment & Valuation

Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNebraska
MunicipalityCeresco Village
CountySaunders County
County SubdivisionRichland Township
Unified School DistrictRaymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,368.00 (+24.61%)$377,403 (+55.36%) Land $68,000 Building $309,403$377,403 (+55.36%) Land $68,000 Building $309,403
2023$4,308.00$242,927 Land $26,920 Building $216,007$242,927 Land $26,920 Building $216,007

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saunders County (31155C), updated January 3, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311559682004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimJul 1990, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Zito West HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
Uniti GroupDSL200 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: AMG Technology Investment Group, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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