Cook County property record for 440 Elder Ln, Winnetka, IL 60093 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,356 sqft · built 1920 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,231,000 (Dec 2021) |
| Tax Bill | $26,588 (2023) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-409-004 |
| Primary APN | 05-21-409-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,356 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 8,500 sqft (0.195 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 440 ELDER LN |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-4251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LAKE)(SHORE) SUB IN (WINNETKA) SUB LT1 OF NICK SIMON & OTHERS SUB & 5.00ACS N & ADJ SAID LT1 EXT TO DALES ADD ON N & LYING B |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 21 |
| Legal Subdivision | LAKE SHORE SUB IN WINNETKA |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 800400 |
Source: Cook County records · APN 05-21-409-004
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 ELDER LN, WINNETKA, IL 60093-4251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 28, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage RAYMOND JAMES BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Prior Sale | Dec 15, 2000 · Amount on Record |
| Deed Document Number | 202112009 |
| Prior Transfer Date | Jan 04, 2017 |
| Prior Transfer Doc | 0000034035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 440 ELDER LN, WINNETKA, IL 60093-4251 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005025095 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2605025095 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate | 9.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 22, 2021 |
| Property Address | 440 ELDER LN, WINNETKA, IL 60093-4251 |
| Document Number | 0035612009 |
| Map Reference | DOC 121564 |
| Instrument Date | Nov 21, 2021 |
| Instrument | 2135612009 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,231.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 ELDER LN, WINNETKA, IL 60093-4251 |
| Document Number | 0035612010 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2135612010 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 440 ELDER LN, WINNETKA, IL 60093-4251 |
| Document Number | 1727134035 |
| Instrument Date | Jan 04, 2017 |
| Instrument | 27134035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Title Company | BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 ELDER LN WINNETKA IL 600934251, WINNETKA, IL 60093-4251 |
| Document Number | 1727134036 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 27134036 |
| Name | RAYMOND JAMES BK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,861 (+33.78%) Land $22,950 Building $134,911 | $1,578,610 (+33.78%) Land $229,500 Building $1,349,110 | |
| 2023 | $26,588.00 (+6.32%) | ||
| 2022 | $25,007.00 Homeowner's exemption | $118,000 Land $28,050 Building $89,950 | $1,180,000 Land $280,500 Building $899,500 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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