440 Edwards St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 440 Edwards St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,150 sqft · built 1898
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$3,058 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40006960102000`

Property Details

APN / Parcel Number

Primary APN	`40006960102000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,150 sqft Living Area
1st Floor Area	808 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 EDWARDS ST
City	GRAND LEDGE
State	MI
Zip	48837-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	W 53 FEET OF LOTS 1 & 3, EXCEPT S 10 FEET OF LOT 3. E 22 FEET OF LOTS 2 & 4. BLOCK 1 OWENS ADDITION CITY OF GRAND LEDGE
Legal Subdivision	OWENS ADDITION
Legal Block	1
Legal Lot Number	1-4
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	3
Census Block	3018
Census Tract	20403

Owner

440 Edwards St is owned and occupied by an individual who acquired it in March 2017.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	440 EDWARDS ST, GRAND LEDGE, MI 48837-2113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 24, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 14, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 2017
Transfer Doc	2674/0117
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	440 EDWARDS ST, GRAND LEDGE, MI 48837-2113
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 EDWARDS ST, GRAND LEDGE, MI 48837-2113

Mortgage

Document Number	2944/678
Date	Jul 28, 2021
Book Page	2944/678

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	440 EDWARDS ST, GRAND LEDGE, MI 48837-2113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2680/0606
Date	May 24, 2017
Book Page	2680/0606

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Apr 14, 2017
Property Address	440 EDWARDS ST, GRAND LEDGE, MI 48837-2113
Document Number	2674/0117
Book / Page	2674 / 0117
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2545 N WILLIAMSTON RD, 2545, WILLIAMSTON, MI 48895-9529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 EDWARDS ST, GRAND LEDGE, MI 48837-2113

Tax Assessment & Valuation

The 2025 property tax bill for 440 Edwards St was $3,058 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,700 (+8.48%)	$158,016 (-) Land $31,510 Building $126,506
2025	$3,058.00 (+2.93%) Homeowner's exemption	$79,000	$158,016 Land $31,510 Building $126,506
2024	$2,971.00
2023		$69,500	$139,000
2022	$7,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Edwards St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Edwards St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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