Oakland County property record for 440 E Summit St, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,670 sqft · built 1945 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Nov 2005) |
| Tax Bill | $3,952 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-11-126-051 |
| Primary APN | LM-16-11-126-051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,670 sqft Living Area |
| 1st Floor Area | 2,289 sqft |
| Basement Area | 1,523 sqft |
| Finished Basement | 1,523 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Dimensions | 105 ft deep x 66 ft wide |
| Terrain | Rolling |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 426 sqft |
| Patio Area | 89 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 440 E SUMMIT ST |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 11 PHELPS' ADD PART OF LOTS 6, 7 & 8 BLK 18 ALL DESC AS BEG AT PT DIST N 01-36-46 E 123 FT FROM SW COR OF LOT 5 OF 'PHELP'S ADD', TH N 01-36-46 E 146.72 FT, TH S 89-48-14 E 105 FT, TH S 01-36-46 W 147.62 FT, TH N 89-18-52 W 105 FT TO BE |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | PHELPS' ADD |
| Legal Block | 18 |
| Legal Lot Number | 5-8 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 132500 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 E SUMMIT ST, MILFORD, MI 48381-1668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2005 · Amount on Record |
| Deed Sale | Nov 30, 2005 · Amount on Record |
| Prior Sale | Apr 2, 2004 · Amount on Record |
| Deed Document Number | 2005332517 |
| Deed Book / Page | 36685 / 555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 440 E SUMMIT ST, MILFORD, MI 48381-1668 |
| Document Number | 0000119566 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 E SUMMIT ST MILFORD MI 483811668, MILFORD, MI 48381-1668 |
| Document Number | 0000119566 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 054383/000513 |
| Instrument | 119566 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2035 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,952.00 (+0.25%) Homeowner's exemption | $238,940 (+33.06%) | $477,880 (+33.06%) |
| 2024 | $3,942.00 (+27.78%) | ||
| 2023 | $179,570 | $359,140 | |
| 2021 | $3,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.Net Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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