440 E Penn St, Long Beach, NY 11561 Property Records

Nassau County and Long Beach City property record for 440 E Penn St, Long Beach, NY 11561

Property Summary

Property Type	Duplex
Details	4.5 ba · 3,360 sqft · built 1940
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,105,000 (Oct 2022)
Tax Bill	$14,269 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`59-159-00-0023`

Property Details

APN / Parcel Number

Primary APN	`59-159-00-0023`
Alternative APNs	`1000-59-159-00-0023-0` `59159000023000000000` `281000 59.-159-23` `59159 00230`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	3,550 sqft
1st Floor Area	1,585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Material	Slate
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	190 sqft
Porch	Open Frame Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	59159 00230
Street Address	440 E PENN ST
City	LONG BEACH
State	NY
Zip	11561-4440
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TOWN #5 SCH DIST 028
Legal Subdivision	ESTATE OF LONG BEACH
Legal Block	159
Legal Lot Number	23-27
Jurisdiction	NASSAU NY
Township / Civil Division	LONG BEACH
Census Block Group	3
Census Block	3002
Census Tract	416702

Owner

440 E Penn St, a duplex, is owned and occupied by two individuals who bought it in October 2022.

Source: Nassau County and Long Beach City records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 E PENN ST, LONG BEACH, NY 11561-4440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Deed Document Number	2022102920
Deed Book / Page	14310 / 222
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0132910114
Record Updated	Oct 29, 2026

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Oct 17, 2022
Property Address	440 E PENN ST, LONG BEACH, NY 11561-4440
Document Number	D143100222
Book / Page	D14310 / 222
Map Reference	CASE 231
Instrument Date	Oct 6, 2022
Instrument	2022-102920
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,470.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 E 23RD ST, 882, BROOKLYN, NY 11210-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E PENN ST, LONG BEACH, NY 11561-4440

Mortgage

Document Number	2022102921
Date	Oct 17, 2022
Instrument	2022-102921

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 440 E Penn St was $14,269.

Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
Municipality	Long Beach City
Unified School District	Long Beach City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$840 (-15.24%) Land $366 Building $474	$840,000 (-15.83%)
2025	$14,269.00	$991 Land $435 Building $556	$998,000
2023	$15,461.00 Additional exemption filed	$998 Land $435 Building $563	$998,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 E Penn St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 119 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	157 units insured incl. 38 condo units
Nearby Flood Claims	141 (1978–2023)
Claims Outside the SFHA	80 of 141
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 4 claims Hurricane Sandy, Oct 2012 · 100 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 E Penn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG BEACH CITY serves 35,000 people · EPA ID NY2902834
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20