Allen County property record for 440 E Pearl St, Lima, OH 45801 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 2008 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Jun 2026) |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-3012-03-013.000 |
| Primary APN | 37-3012-03-013.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 134 ft deep x 55 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Patio Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 440 E PEARL ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCULLOUGHS SEVENTH ADDITION LOT 4303 FF 55.00 |
| Legal Subdivision | MCCULLOUGHS SEVENTH ADDITION |
| Legal Lot Number | 4303 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14100 |
Source: Allen County records · APN 37-3012-03-013.000
Assessment roll updated May 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 E PEARL ST, LIMA, OH 45801-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2008 · Amount on Record |
| Deed Document Number | 20266731 |
| Prior Transfer Date | Sep 18, 2014 |
| Prior Transfer Doc | 9180009748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 30, 2026 |
| Property Address | 440 E PEARL ST, LIMA, OH 45801-4155 |
| Document Number | 0000006867 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20266867 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 440 E PEARL ST, LIMA, OH 45801-4155 |
| Document Number | 0000006867, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20266867 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 440 E PEARL ST, LIMA, OH 45801-4155 |
| Document Number | 0000006731 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20266731 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,573.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 E PEARL ST, LIMA, OH 45801-4155 |
| Document Number | 0000006732, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20266732 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000006733, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20266733 |
| Amount | Amount Recorded |
|---|
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $742.00 (+0.13%) | $19,260 (-) Land $1,720 Building $17,540 | $55,000 (-) Land $4,900 Building $50,100 |
| 2024 | $741.00 (+452.99%) | $19,260 (+4.96%) Land $1,720 Building $17,540 | $55,000 (+4.96%) Land $4,900 Building $50,100 |
| 2023 | $134.00 (+1.52%) | $18,350 (-) Land $1,650 Building $16,700 | |
| 2022 | $132.00 | $18,350 Land $1,650 Building $16,700 | |
| 2021 | $52,400 Land $4,700 Building $47,700 |
Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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