440 E Merrill, Show Low, AZ 85901 Property Records

Navajo County property record for 440 E Merrill, Show Low, AZ 85901 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1,331 sqft · built 1979
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Tax Bill$1,169 (2025)
Deeds & MortgagesMar 2023 Sale
Aug 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN210-20-044A

Property Details

APN / Parcel Number

Primary APN210-20-044A

Interior

Stories1 Story
Building Area1,331 sqft Living Area
1st Floor Area1,331 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeCarport
Garage Area327 sqft
CarportCarport
Carport Area327 sqft
PorchOpen Porch
Porch Area217 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address440 E MERRILL
CitySHOW LOW
StateAZ
Zip85901-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNIKOLAUS SUBD:S 90 LOT 2, BLOCK 3 XGR-1
Legal Range22E
Legal Township10N
Legal Section20
Legal SubdivisionNIKOLAUS SUBD
Legal Block3
Legal Lot Number2
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1026
Census Tract961701

Owner

Source: Navajo County records · APN 210-20-044A

Assessment roll updated June 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address440 E MERRILL, SHOW LOW, AZ 85901-5907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Beneficiary Deed, Transfer
Aug 21, 2019Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jul 21, 2020Deed of Trust, Mortgage · VA Mortgage
OCMBC INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 08, 2023
Transfer Doc0000003695
Record UpdatedSep 20, 2026

March 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionNAVAJO AZ
Recording DateMar 24, 2023
Property Address440 E MERRILL, SHOW LOW, AZ 85901-5907
Document Number0000003695
Map ReferenceMB 3 PG 27
Instrument DateFeb 28, 2023
Instrument2023-03695
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address440 E MERRILL, SHOW LOW, AZ 85901-5907
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012630
DateAug 21, 2019
Instrument2019-12630
Lender
NamePENTAGON FCU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJul 16, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address440 E MERRILL, SHOW LOW, AZ 85901-5907
Document Number0000012996
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyNETCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address440 E MERRILL SHOW LOW AZ 859015907, SHOW LOW, AZ 85901-5907

Mortgage

Document Number0000012996
DateJul 27, 2020
Instrument12996
Lender
NameOCMBC INC
AddressIRVINE, CA 92612
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
MunicipalityShow Low City
Unified School DistrictShow Low Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2027$202,399 (-6.44%) Land $27,679 Building $174,720
2026$216,320 (+2.98%) Land $26,883 Building $189,437
2025$1,169.00 (+5.98%)$21,005 Land $2,158 Building $18,847$210,052 Land $21,582 Building $188,470
2023$1,103.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040179617011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJul 2021, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20
Smith BagleyFixed Wireless (unlicensed)100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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