440 E McReavy Rd, Union, WA 98592 Property Records

Mason County property record for 440 E McReavy Rd, Union, WA 98592

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 964 sqft · built 1949
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$259,719 (Oct 2019)
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32232-50-64001`

Property Details

APN / Parcel Number

Primary APN	`32232-50-64001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	964 sqft Living Area
Gross Area	984 sqft
1st Floor Area	964 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
View / Lot	Water View
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	440 E MCREAVY RD
City	UNION
State	WA
Zip	98592-9633
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RR25
Legal Description	UNION HOOD CANAL LAND & IMP CO, BLOCK 64
Legal Subdivision	UNION HOOD CANAL LAND & IMP CO
Legal Block	64
Legal Lot Number	1
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	1
Census Block	1014
Census Tract	960500

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 E MCREAVY RD, UNION, WA 98592-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Oct 11, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 21, 2018	Personal Representative Deed, Transfer · Conventional Mortgage AMERICAS CU
Nov 13, 2018	Grant Deed MASON COUNTY TITLE INSURANCE, MASON COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20199184
Prior Transfer Date	Jun 9, 2011
Prior Transfer Doc	0001986457
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	440 E MCREAVY RD, UNION, WA 98592-9633
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E MCREAVY RD, UNION, WA 98592-9633

Mortgage

Document Number	0002232759
Date	Oct 30, 2025
Instrument	2232759

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	1875 S GRANT ST STE 510, SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

Interest

Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	440 E MCREAVY RD, UNION, WA 98592-9633
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	NOT AVAILABLE, OLYMPIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002152472
Date	Mar 16, 2021
Instrument	2152472

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Oct 11, 2019
Property Address	440 E MCREAVY RD, UNION, WA 98592-9633
Document Number	0002119184
Map Reference	VOL 1 PG 8&9
Instrument Date	Oct 10, 2019
Instrument	2119184
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	MASON COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,628.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S MAIN ST, MCCLEARY, WA 98557-9524

Mortgage

Document Number	0002119185
Date	Oct 11, 2019
Instrument	2119185

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0002119186
Date	Oct 11, 2019
Instrument	2119186

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MASON WA
Recording Date	Sep 21, 2018
Property Address	440 E MCREAVY RD, UNION, WA 98592-9633
Document Number	0002099599
Map Reference	VOL1 PG8-9
Instrument Date	Sep 17, 2018
Instrument	2099599
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	MASON COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,921.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002099600
Date	Sep 21, 2018
Instrument	2099600

Lender

Name	AMERICAS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

November 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	MASON WA
Recording Date	Nov 13, 2018
Property Address	440 E MCREAVY RD, UNION, WA 98592-9633
Document Number	0002102238
Instrument Date	Sep 17, 2018
Instrument	2102238
Record Updated	Nov 22, 2018
Title Company	MASON COUNTY TITLE INSURANCE, MASON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Hood Canal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,775 (-5.83%) Land $109,900 Building $141,875	$251,775 (-5.83%) Land $109,900 Building $141,875
2025	$1,903.00 (+7.88%)	$267,375 (-) Land $109,895 Building $157,480	$267,375 (-) Land $109,895 Building $157,480
2024	$1,764.00 (+0.46%)	$267,375 (+10.83%) Land $109,895 Building $157,480	$267,375 (+10.83%) Land $109,895 Building $157,480
2023	$1,756.00
2022		$241,240 Land $97,425 Building $143,815	$241,240 Land $97,425 Building $143,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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