440 E Main St, West Union, SC 29696 Property Records

Oconee County property record for 440 E Main St, West Union, SC 29696

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1942
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2021)
Tax Bill	$732 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-09-01-004`

Property Details

APN / Parcel Number

Primary APN	`510-09-01-004`
Alternative APN	`55066`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	55066
Old Parcel Number	510 09 01 004
Street Address	440 E MAIN ST
City	WEST UNION
State	SC
Zip	29696-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & A (0.53 AC)
Legal Subdivision	SH COLLINS PROP
Legal Block	1
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	1
Census Block	1016
Census Tract	30402

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	440 E MAIN ST, WEST UNION, SC 29696-2634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Feb 1, 2018
Deed Document Number	0000005976
Deed Book / Page	2739 / 224
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 13, 2021
Property Address	440 E MAIN ST, WEST UNION, SC 29696-2634
Document Number	0000005976
Book / Page	2739 / 224
Map Reference	MB B565 PG 1
Instrument Date	Oct 8, 2021
Instrument	5976
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 E MAIN ST, WEST UNION, SC 29696-2634

Mortgage

Document Number	0000005977
Date	Oct 13, 2021
Book Page	4229/232
Instrument	5977

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 27, 2020
Property Address	440 E MAIN ST, WEST UNION, SC 29696-2634
Document Number	0025390213
Book / Page	002539 / 000213
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1013 WALHALLA SC 296911013, WALHALLA, SC 29691-1013

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 1, 2018
Property Address	440 E MAIN ST, WEST UNION, SC 29696-2634
Document Number	0000009493
Book / Page	002333 / 000079
Instrument Date	Feb 1, 2018
Instrument	9493
Transaction Type	Transfer
Record Updated	Feb 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1013 WALHALLA SC 296911013, WALHALLA, SC 29691-1013

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	West Union Town
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00	$4,517 (-) Land $489 Building $4,028	$112,920 (-) Land $12,220 Building $100,700
2023		$4,517 Land $489 Building $4,028	$112,920 Land $12,220 Building $100,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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