Montgomery County property record for 440 E Main St, Verona, OH 45378
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 1945 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,532 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C10 16214 0007 |
| Primary APN | C10 16214 0007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Attic Area | 720 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 129 sqft |
| Deck Area | 66 sqft |
| Patio Area | 198 sqft |
| Canopy | 48 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 440 E MAIN ST |
|---|---|
| City | VERONA |
| State | OH |
| Zip | 45378-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-6-7 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 130101 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 E MAIN ST, VERONA, OH 45378-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 440 E MAIN ST, VERONA, OH 45378-5006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035659 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022-00035659 |
| Name | FREEDOM 1ST CU INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Clay Township |
| Municipality | Verona Village |
| Unified School District | Tri-County North Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,590 (-) Land $6,110 Building $55,480 | ||
| 2024 | $3,532.00 (-0.87%) | ||
| 2023 | $3,563.00 (+12.08%) | $61,590 (+30.02%) Land $6,110 Building $55,480 | $175,970 (+3%) Land $17,470 Building $158,500 |
| 2022 | $3,179.00 | $47,370 Land $4,700 Building $42,670 | |
| 2020 | $135,360 Land $13,440 Building $121,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures