440 E Main St, Fredonia, NY 14063 Property Records

Chautauqua County and Pomfret Town property record for 440 E Main St, Fredonia, NY 14063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,221 sqft · built 1900
Lot Size	0.628 acres (27,378 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,190 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 1 more
APN	`065801 114.05-1-9`

Property Details

APN / Parcel Number

Primary APN	`065801 114.05-1-9`
Alternative APN	`58011140050001009000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	814 sqft
Upper Floors Area	407 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	27,378 sqft (0.628 acres)
Lot Dimensions	169 ft deep x 162 ft wide
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 E MAIN ST
City	FREDONIA
State	NY
Zip	14063-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V1
Legal Description	OLD APN: 065801 110-2-12
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	POMFRET
Census Block Group	1
Census Block	1000
Census Tract	35800

Owner

Source: Chautauqua County and Pomfret Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 E MAIN ST, FREDONIA, NY 14063-1450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PGIM R/E FINANCIAL LLC
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PGIM R/E FINANCIAL LLC
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PGIM R/E FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 13, 2026
Property Address	440 E MAIN ST, FREDONIA, NY 14063-1450
Document Number	0000002756
Instrument Date	Jun 9, 2026
Instrument	20262756
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	100 HIGH ST, BUFFALO, NY 14203-1126

Mortgage

Document Number	0000002756,
Date	Jul 13, 2026
Instrument	20262756

Lender

Name	PGIM R/E FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 13, 2026
Property Address	440 E MAIN ST, FREDONIA, NY 14063-1450
Document Number	0000002757
Instrument Date	Jun 9, 2026
Instrument	20262757
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	100 HIGH ST, BUFFALO, NY 14203-1126

Mortgage

Document Number	0000002757,
Date	Jul 13, 2026
Instrument	20262757

Lender

Name	PGIM R/E FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 13, 2026
Property Address	440 E MAIN ST, FREDONIA, NY 14063-1450
Document Number	0000002758
Instrument Date	Jun 9, 2026
Instrument	20262758
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	100 HIGH ST, BUFFALO, NY 14203-1126

Mortgage

Document Number	0000002758,
Date	Jul 13, 2026
Instrument	20262758

Lender

Name	PGIM R/E FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chautauqua County and Pomfret Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Pomfret Town
Municipality	Fredonia Village
Unified School District	Fredonia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,190.00 (+2.55%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$6,036.00	$25,240 (-) Land $6,670 Building $18,570	$229,455 (+18.18%) Land $60,636 Building $168,819
2023		$25,240 (-) Land $6,670 Building $18,570	$194,154 (+15.38%) Land $51,308 Building $142,846
2022	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$25,240 Land $6,670 Building $18,570	$168,267 Land $44,467 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDONIA VILLAGE serves 9,585 people · EPA ID NY0600364
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: DFT Local Service.

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