440 E Jackson Ave, Des Moines, IA 50315 Property Records

Polk County property record for 440 E Jackson Ave, Des Moines, IA 50315 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,037 sqft · built 1892
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2021)
Tax Bill	$1,508 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`7824-10-331-013`

Property Details

APN / Parcel Number

Primary APN	`7824-10-331-013`
Alternative APN	`020/00560-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	852 sqft
Attic Area	185 sqft
Basement Area	539 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Open Porch
Porch Area	240 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	440 E JACKSON AVE
City	DES MOINES
State	IA
Zip	50315-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 12 SECOND PLAT OF CLIFTON HEIGHTS
Legal Range	24W
Legal Township	78N
Legal Section	10
Legal Subdivision	CLIFTON HEIGHTS 2ND PLAT
Legal Block	12
Legal Lot Number	16
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1014
Census Tract	4200

Owner

Source: Polk County records · APN 7824-10-331-013

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 E JACKSON AVE, DES MOINES, IA 50315-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 16, 2019	Warranty Deed, Transfer · VA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	2021-00019217
Deed Book / Page	18378 / 182
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 24, 2021
Property Address	440 E JACKSON AVE, DES MOINES, IA 50315-1324
Document Number	202100019217
Book / Page	18378 / 182
Instrument Date	Feb 22, 2021
Instrument	2021-00019217
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E JACKSON AVE, DES MOINES, IA 50315-1324

Mortgage

Document Number	202100019219
Date	Feb 24, 2021
Instrument	2021-00019219

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 16, 2019
Property Address	440 E JACKSON AVE, DES MOINES, IA 50315-1324
Document Number	201800073044
Book / Page	17293 / 0403
Instrument Date	Apr 11, 2019
Instrument	2018-00073044
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 E JACKSON AVE, DES MOINES, IA 50315-1324

Mortgage

Document Number	201800073046
Date	Apr 16, 2019
Instrument	2018-00073046

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,300 (+16.18%) Land $14,800 Building $147,500	$162,300 (+16.18%) Land $14,800 Building $147,500
2024	$1,508.00
2023		$139,700 Land $12,600 Building $127,100	$139,700 Land $12,600 Building $127,100
2020	$1,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (19153C), updated August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191530042001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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