440 E Harvard Ave, Fresno, CA 93704 Property Records

Fresno County property record for 440 E Harvard Ave, Fresno, CA 93704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,112 sqft · built 1935
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2022)
Tax Bill	$6,658 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`443-311-09`

Property Details

APN / Parcel Number

Primary APN	`443-311-09`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide

Location & Zoning

Street Address	440 E HARVARD AVE
City	FRESNO
State	CA
Zip	93704-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 3 4 & E 5 FT OF LOT 5 TERRACE GARDENS
Legal Subdivision	TERRACE GARDENS
Legal Lot Number	4
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1013
Census Tract	3600

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 E HARVARD AVE, FRESNO, CA 93704-5421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Grant Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Nov 4, 1996 · Amount on Record
Deed Document Number	202253527
Prior Transfer Date	Nov 17, 2006
Prior Transfer Doc	0000250406
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 25, 2022
Property Address	440 E HARVARD AVE, FRESNO, CA 93704-5421
Document Number	0000053527
Map Reference	MB 11 PG 8
Instrument Date	Mar 23, 2022
Instrument	2022-0053527
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 E HARVARD AVE, FRESNO, CA 93704-5421

Mortgage

Document Number	0000053528
Date	Apr 25, 2022
Instrument	2022-0053528

Lender

Name	UNIVERSAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	440 E HARVARD AVE, FRESNO, CA 93704-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO ROSEVILLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E HARVARD AVE, FRESNO, CA 93704-5421

Mortgage

Document Number	0000146407
Date	Oct 16, 2020
Instrument	2020-0146407

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,390 (+2%) Land $75,769 Building $454,621
2025	$6,658.00 (+5.75%) Homeowner's exemption	$519,991 (+4.04%) Land $74,284 Building $445,707
2023	$6,296.00 (+127.79%) Homeowner's exemption	$499,800 Land $71,400 Building $428,400
2022	$2,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1993–1994)
Most Recent Claim	Dec 1994 · river or lake flooding
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E Harvard Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures