440 E Franklin St, Paxton, IL 60957 Property Records

Ford County property record for 440 E Franklin St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1930
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (Sep 2021)
Tax Bill	$4,103 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-153-006`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-153-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	156 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	672 sqft

Location & Zoning

Street Address	440 E FRANKLIN ST
City	PAXTON
State	IL
Zip	60957-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 4 & ALL LOT 3 BLK 25 O T EAST 75 X 156
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	ORIGINAL TOWN OF PROSPECT CITY
Legal Block	25
Legal Lot Number	3,4
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4024
Census Tract	961800

Owner

Source: Ford County records, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 E FRANKLIN ST, PAXTON, IL 60957-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	2021277367
Prior Transfer Date	Jul 25, 2005
Prior Transfer Doc	233734
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Sep 3, 2021
Property Address	440 E FRANKLIN ST, PAXTON, IL 60957-1638
Document Number	277367
Instrument Date	Sep 1, 2021
Instrument	277367
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 S IRVING ST, 1005, MONTICELLO, IL 61856-1821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 E FRANKLIN ST, PAXTON, IL 60957-1638

Mortgage

Document Number	277368
Date	Sep 3, 2021
Instrument	277368

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	440 E FRANKLIN ST, PAXTON, IL 60957-1638
Transaction Type	Mortgage
Record Updated	Jun 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	270942
Date	May 1, 2019
Instrument	270942

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jun 22, 2018
Property Address	440 E FRANKLIN ST, PAXTON, IL 60957-1638
Document Number	268906
Instrument Date	Jun 22, 2018
Instrument	268906
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$276.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 W ORLEANS ST, PAXTON, IL 60957-1429

Mortgage

Document Number	268907
Date	Jun 22, 2018
Instrument	268907

Lender

Name	NAVY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,103.00 (+9.09%)	$49,390 (+12.99%) Land $5,070 Building $44,320	$148,170 (+12.99%) Land $15,210 Building $132,960
2022	$3,761.00	$43,710 Land $4,490 Building $39,220	$131,130 Land $13,470 Building $117,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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