440 E Ferry St, #1, Detroit, MI 48202 Property Records

Wayne County property record for 440 E Ferry St, #1, Detroit, MI 48202

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	1 ba · 636 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$247,400 (Nov 2017)
Tax Bill	$6,279 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01001476.001`

Property Details

APN / Parcel Number

Primary APN	`01001476.001`

Interior

Full Baths	1 Bath
Building Area	636 sqft Living Area
1st Floor Area	636 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	217 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 E FERRY ST, 1
City	DETROIT
State	MI
Zip	48202-3849
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Local Zoning Code	R5
Legal Description	S FERRY E UNIT 1 ; WAYNE COUNTY CONDOMINIUM PLAN NO. 624 AKA EAST FERRY CONDO L34515 P388-432 DEEDS, W C R 01/231
Legal Subdivision	EAST FERRY CONDO
Legal Unit	1
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	2
Census Block	2019
Census Tract	518000

Owner

440 E Ferry St, #1 is owned and occupied by two individuals who bought it in November 2017.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 E FERRY ST, 1, DETROIT, MI 48202-3849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Deed Document Number	2017363119
Deed Book / Page	54073 / 767
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 17, 2017
Property Address	440 E FERRY ST # 1, 1, DETROIT, MI 48202-3849
Document Number	0540730767
Book / Page	54073 / 0767
Map Reference	LB34515 PG388
Instrument Date	Oct 31, 2017
Instrument	2017363119
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10490 FRONTENAC WOODS LN, 10490, SAINT LOUIS, MO 63131-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CLIFFORD TER, SAN FRANCISCO, CA 94117-4506

Mortgage

Document Number	2017363123
Date	Nov 17, 2017
Instrument	2017363123

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 440 E Ferry St, #1 was $6,279.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,800 (-30.36%)	$171,600 (-30.36%)
2025	$6,279.00	$123,200	$246,400
2023	$6,802.00	$102,400	$204,800
2020	$6,574.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 E Ferry St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 E Ferry St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DETROIT serves 633,218 people · EPA ID MI0001800
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Zentro.

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