440 E 7th St, Valparaiso, NE 68065 Property Records

Saunders County property record for 440 E 7th St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1979
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2021)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13085-006-5500`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13085-006-5500`
Alternative APN	`005895500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	160 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	440 E 7TH ST
City	VALPARAISO
State	NE
Zip	68065-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 8 & E 20' LOT 7 & W 20' LOT 9 BLK 6 WEBER CITY PARK VALPARAISO; MAP NUMBER: 2987-23-3-13085-006-5500
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-WEBER CITY PARK ADDN
Legal Block	6
Legal Lot Number	7-9
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3210
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	440 E 7TH ST, VALPARAISO, NE 68065-8523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEST GATE BANK
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20212534
Deed Book / Page	554 / 570
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	440 E 7TH ST, VALPARAISO, NE 68065-8523
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004940342
Date	Sep 1, 2017
Book Page	494/342
Instrument	2017-09-008

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 26, 2021
Property Address	440 E 7TH ST, VALPARAISO, NE 68065-8523
Document Number	0005540570
Book / Page	554 / 570
Instrument Date	Feb 25, 2021
Instrument	2021-02-534
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLE SERVICES OF SAUNDERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0005540572
Date	Feb 26, 2021
Book Page	554/572
Instrument	2021-02-535

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,567.00 (-31.62%)	$212,156 (-6.98%) Land $15,750 Building $196,406	$212,156 (-6.98%) Land $15,750 Building $196,406
2023	$3,754.00	$228,076 Land $15,750 Building $212,326	$228,076 Land $15,750 Building $212,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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