440 E 625 S, Clearfield, UT 84015 Property Records

Davis County property record for 440 E 625 S, Clearfield, UT 84015

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,560 sqft · built 2022
Lot Size	0.016 acres (697 sqft)
Owner	Individual Name on Record
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Jul 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-054-0138`

Property Details

APN / Parcel Number

Primary APN	`15-054-0138`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 2022
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	697 sqft (0.016 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	440 E 625 S
City	CLEARFIELD
State	UT
Zip	84015-2881
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ALL OF UNIT 138, UNION TOWNHOMES PUD, THE. CONT. 0.01600 ACRES
Legal Unit	138
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3017
Census Tract	125701

Owner

Source: Davis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 N 2450 W, TREMONTON, UT 84337-6743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Construction Mortgage ALTABANK
Jul 20, 2021	Deed of Trust, Mortgage · Construction Mortgage ALTABANK
Dec 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUONTIC BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022
Deed Sale	Dec 7, 2022
Deed Document Number	3510338
Deed Book / Page	8148 / 276
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	440 E 625 S, CLEARFIELD, UT 84015-2881
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	AMERICAN SECURE TITLE, AMERICAN SECURE T

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	07727/1325
Date	Mar 30, 2021
Book Page	7727/1325
Instrument	3365240

Lender

Name	ALTABANK
Type	Bank
Address	TREMONTON, UT 84337

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	440 E 625 S, CLEARFIELD, UT 84015-2881
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	AMERICAN SECURE TITLE INSURANCE, AMERICAN SECURE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007805/516
Date	Jul 20, 2021
Book Page	7805/516
Instrument	3401497

Lender

Name	ALTABANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Dec 7, 2022
Property Address	440 E 625 S, CLEARFIELD, UT 84015-2881
Document Number	008148/276
Book / Page	8148 / 276
Instrument Date	Dec 6, 2022
Instrument	3510338
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2022
Title Company	NOT AVAILABLE, US TITLE COMPANY O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E 625 S, CLEARFIELD, UT 84015-2881

Mortgage

Document Number	0003510339
Date	Dec 7, 2022
Instrument	3510339

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	15.3%
Index	Other
Max Rate	15.3%

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00 (+3.88%)	$191,950 (+6.08%) Land $58,300 Building $133,650	$349,000 (+6.08%) Land $106,000 Building $243,000
2024	$2,061.00 (+3.83%)
2023	$1,985.00 (+265.56%)	$180,950 Land $39,600 Building $141,350	$329,000 Land $72,000 Building $257,000
2022	$543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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