440 E 275th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 440 E 275th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 855 sqft · built 1952
Lot Size	0.149 acres (6,525 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Nov 2019)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`645-43-014`

Property Details

APN / Parcel Number

Primary APN	`645-43-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	855 sqft Living Area
1st Floor Area	855 sqft
Basement Area	855 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,525 sqft (0.149 acres)
Lot Dimensions	145 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	440 E 275TH ST
City	EUCLID
State	OH
Zip	44132-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR 20 UPSON HOMS 0065 ALL
Legal Subdivision	UPSON HOMES
Legal Tract	20
Legal Lot Number	65
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1011
Census Tract	152302

Owner

440 E 275th St is owned by an individual who bought it in November 2019.

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1227 E 349TH ST, EASTLAKE, OH 44095-3032
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDAI US INC
Nov 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Aug 23, 2011
Deed Document Number	0011080344
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	440 E 275TH ST, EUCLID, OH 44132-1716
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37939 VINE ST, WILLOUGHBY, OH 44094-6224

Mortgage

Document Number	0000000313
Date	May 27, 2022
Instrument	202205270313

Lender

Name	LENDAI US INC
Type	Non-Lending Institution
Address	MIAMI, FL 33131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	34 Months
Due	Mar 15, 2025

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 8, 2019
Property Address	440 E 275TH ST, EUCLID, OH 44132-1716
Document Number	0011080344
Instrument Date	Nov 7, 2019
Instrument	11080344
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E 275TH ST EUCLID OH 441321716, EUCLID, OH 44132-1716

Tax Assessment & Valuation

The 2025 property tax bill for 440 E 275th St was $2,491, up 3.9% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,491.00 (+3.92%)	$36,270 (-) Land $8,930 Building $27,340
2024	$2,397.00 (-4.2%)	$36,270 (+28.71%) Land $8,930 Building $27,340	$103,600 Land $25,500 Building $78,100
2023	$2,502.00 (+2.25%)	$28,180 (-) Land $6,760 Building $21,420
2022	$2,447.00	$28,180 Land $6,760 Building $21,420
2021			$80,500 Land $19,300 Building $61,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 E 275th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 E 275th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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