Wells County property record for 440 E 1200 N, Ossian, IN 46777
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,920 sqft · built 1980 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,832 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-06-200-004.000-008 |
| Primary APN | 90-02-06-200-004.000-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001556639 |
|---|---|
| Street Address | 440 E 1200 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 06-28-12 3.00 N 420.87' OF W 310.5 OF E 603.5' E/2 NW |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40100 |
440 E 1200 N, a rural home, is owned and occupied by two individuals.
Source: Wells County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 E 1200 N, OSSIAN, IN 46777-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 440 E 1200 N, OSSIAN, IN 46777-9747 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231449 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 20231449 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 12, 2063 |
The 2025 property tax bill for 440 E 1200 N was $1,832 with a homeowner's exemption, up 12% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,832.00 (+12.05%) Homeowner's exemption | $292,700 Land $49,800 Building $242,900 | $292,700 Land $49,800 Building $242,900 |
| 2024 | $1,635.00 | ||
| 2023 | $243,200 (+12.07%) Land $49,500 Building $193,700 | $243,200 (+12.07%) Land $49,500 Building $193,700 | |
| 2022 | $1,386.00 | $217,000 Land $35,100 Building $181,900 | $217,000 Land $35,100 Building $181,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 E 1200 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 E 1200 N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TWN Communications Fiber | 1,000 / 1,000 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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