440 Douglas Dr, Concord, MI 49237 Property Records

Jackson County property record for 440 Douglas Dr, Concord, MI 49237 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1976
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$150,588 (Jul 2019)
Tax Bill	$947 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-16-04-400-076-02`

Property Details

APN / Parcel Number

Primary APN	`061-16-04-400-076-02`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	204 ft deep x 75 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 DOUGLAS DR
City	CONCORD
State	MI
Zip	49237-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 1/2 OF LOT 76 ASSESSOR'S PLAT OF SWAIN'S LAKE COMMONLY KNOWN AS BEG AT THE SW CORNER OF LOT 76 THE N48DEG38'07"E ALONG
Legal Subdivision	SWAINS LAKE
Legal Lot Number	75-76
Jurisdiction	JACKSON MI
Township / Civil Division	PULASKI
Census Block Group	1
Census Block	1026
Census Tract	6403

Owner

Source: Jackson County records · APN 061-16-04-400-076-02

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 DOUGLAS DR, CONCORD, MI 49237-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUE COMMUNITY CREDIT UNION
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage CP FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20192828259
Deed Book / Page	2145 / 571
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	440 DOUGLAS DR, CONCORD, MI 49237-9609
Transaction Type	Mortgage
Record Updated	Mar 09, 2023
Title Company	CNFC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SWAINS LAKE DR, CONCORD, MI 49237

Mortgage

Document Number	0002896410
Date	Oct 13, 2021
Book Page	2197/1120
Instrument	2896410

Lender

Name	TRUE COMMUNITY CREDIT UNION
Type	Credit Union
Address	JACKSON, MI 49202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 29, 2019
Property Address	440 DOUGLAS DR, CONCORD, MI 49237-9609
Document Number	0002828259
Book / Page	2145 / 0571
Instrument Date	Jul 16, 2019
Instrument	2828259
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	AMERICAN TITLE CO OF JACKSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,298.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14841 COUNTY ROAD 91B, 14841, WOODLAND, CA 95695-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SWAINS LAKE DR, CONCORD, MI 49237

Mortgage

Document Number	0021450572
Date	Jul 29, 2019
Instrument	2145-0572

Lender

Name	CP FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Pulaski Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,200 (-2.95%)	$164,400 (-2.95%)
2025	$947.00 (-67.41%)	$84,700 (-19.64%)	$169,400 (-19.64%)
2024	$2,906.00 (+13.16%)
2023		$105,400	$210,800
2020	$2,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Fiber	2,000 / 2,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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