San Luis Obispo County property record for 440 Derby Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,410 sqft · built 1981 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Aug 1998) |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-221-039 |
| Primary APN | 009-221-039 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,410 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Construction Type | Wood |
| Lot Area | 34,848 sqft (0.8 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 440 DERBY LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-2444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY PR PTN V LT 15 |
| Legal Subdivision | EL PASO DE ROBLES |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10101 |
Source: San Luis Obispo County records · APN 009-221-039
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 DERBY LN, PASO ROBLES, CA 93446-2444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FISHER FINANCIAL GROUP INC |
| Aug 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FISHER FINANCIAL GROUP INC |
| Mar 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 1998 · Amount on Record |
| Deed Sale | Aug 13, 1998 · Amount on Record |
| Prior Sale | Mar 29, 2017 |
| Deed Document Number | 0000051349 |
| Deed Book / Page | 009 |
| Last Transfer Date | Aug 18, 2020 |
| Transfer Doc | 0000043273 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 440 DERBY LN, PASO ROBLES, CA 93446-2444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 440 DERBY LN, PASO ROBLES, CA 93446-2444 |
| Document Number | 0000064692 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021064692 |
| Name | FISHER FINANCIAL GROUP INC |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 18, 2020 |
| Property Address | 440 DERBY LN, PASO ROBLES, CA 93446-2444 |
| Document Number | 0000043273 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020043273 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | ORANGE COAST TTL CO OF SOCAL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 DERBY LN, PASO ROBLES, CA 93446-2444 |
| Document Number | 0000043274 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020043274 |
| Name | FISHER FINANCIAL GROUP INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 29, 2017 |
| Property Address | 440 DERBY LN, PASO ROBLES, CA 93446-2444 |
| Document Number | 0000013809 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 13809 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 440 DERBY LN PASO ROBLES CA 934462444, PASO ROBLES, CA 93446-2444 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,654.00 (+3.37%) Homeowner's exemption | $337,035 (+4.04%) Land $125,404 Building $211,631 |
| 2023 | $3,535.00 (+1.55%) Homeowner's exemption | $323,950 Land $120,536 Building $203,414 |
| 2022 | $3,481.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1983–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings, Verizon.
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PASO ROBLES WATER DIVISION serves 31,176 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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