440 Dawson St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 440 Dawson St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1926
Lot Size	0.149 acres (6,500 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Jun 2022)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jan 2019 Refinance Jun 2022 Sale
Flood Zone	Zone X (reduced by levee)
APN	`8913-14-458-016`

Property Details

APN / Parcel Number

Primary APN	`8913-14-458-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	440 DAWSON ST
City	WATERLOO
State	IA
Zip	50703-3668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURNSIDE LOT 18 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	14
Legal Subdivision	BURNSIDE
Legal Block	4
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

440 Dawson St is owned by a company that bought it in June 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 538, WATERLOO, IA 50704-0538
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION
Jun 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Deed Document Number	202223382
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	2017000111
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	440 DAWSON ST, WATERLOO, IA 50703-3668
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011264
Date	Jan 22, 2019
Instrument	201900011264

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2024

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 2, 2022
Property Address	440 DAWSON ST, WATERLOO, IA 50703-3668
Document Number	202200023382
Instrument Date	May 31, 2022
Instrument	202200023382
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Tax	$23.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, WATERLOO, IA 50704-0538

Tax Assessment & Valuation

The 2025 property tax bill for 440 Dawson St was $1,368, up 23.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (+23.47%)	$67,020 Land $6,130 Building $60,890	$67,020 Land $6,130 Building $60,890
2024	$1,108.00
2023		$51,030 (+1.9%) Land $6,130 Building $44,900	$51,030 Land $6,130 Building $44,900
2022	$1,100.00 Homeowner's exemption	$50,080 Land $6,130 Building $43,950
2021			$50,080 Land $6,130 Building $43,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Dawson St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Dawson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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