San Diego County property record for 440 D St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,159 sqft · built 1946 |
| Lot Size | 0.185 acres (8,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Oct 2024) |
| Tax Bill | $7,918 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-382-40-00 |
| Primary APN | 281-382-40-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,159 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 8,055 sqft (0.185 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2814031600 |
|---|---|
| Street Address | 440 D ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-2462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 69 DOC76-53616 IN TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 69 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20813 |
Source: San Diego County records · APN 281-382-40-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 D ST, RAMONA, CA 92065-2462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 18, 2019 | Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Apr 06, 2018 | Grant Deed, Transfer · Conventional Mortgage ALBERT L & LILA J WHITE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on Record |
| Deed Sale | Oct 24, 2024 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 2024291001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 440 D ST, RAMONA, CA 92065-2462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 440 D ST, RAMONA, CA 92065-2462 |
| Document Number | 0000318014 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-0318014 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 440 D ST, RAMONA, CA 92065-2462 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000593289 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-0593289 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 06, 2018 |
| Property Address | 440 D ST, RAMONA, CA 92065-2462 |
| Document Number | 0000137350 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 137350 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 450 NEWPORT CENTER DR #200 NEWPORT BEACH CA 926607655, 200, NEWPORT BEACH, CA 92660-7655 |
| Document Number | 137351 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 137351 |
| Name | ALBERT L & LILA J WHITE |
|---|---|
| Address | 1122 12TH ST, RAMONA, CA 92065-2868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $663,000 (+2%) Land $408,000 Building $255,000 | |
| 2025 | $7,918.00 (+45.1%) | $650,000 (+48.95%) Land $400,000 Building $250,000 |
| 2023 | $5,457.00 (-2.15%) | $436,383 Land $187,634 Building $248,749 |
| 2022 | $5,577.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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