Loudon County property record for 440 Cormorant Dr, Vonore, TN 37885
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 5,544 sqft · built 2013 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,500,000 (Jul 2023) |
| Tax Bill | $7,436 (2025) |
| Deeds & Mortgages | Jul 2023 Sale Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053078G D 00700 |
| Primary APN | 053078G D 00700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,544 sqft Living Area |
| 1st Floor Area | 2,829 sqft |
| Upper Floors Area | 652 sqft |
| Basement Area | 2,646 sqft |
| Finished Basement | 2,141 sqft |
| Unfinished Basement | 505 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 322 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 765 sqft |
| Deck Area | 63 sqft |
| Patio Area | 189 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 078G D 00700 000078G |
|---|---|
| Street Address | 440 CORMORANT DR |
| City | VONORE |
| State | TN |
| Zip | 37885-5341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RARITY BAY S/D PHASE VII 863 4 084E A 084E 86300 000 |
| Legal Subdivision | RARITY BAY PHASE VII |
| Legal Lot Number | 863 4 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 60504 |
Source: Loudon County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 440 CORMORANT DR, VONORE, TN 37885-5341 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 7, 2023 | Warranty Deed, Transfer TELLICO TITLE SERVICES INC |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2012 · Amount on Record |
| Deed Document Number | 23005923 |
| Deed Book / Page | D462 / 263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jul 7, 2023 |
| Property Address | 440 CORMORANT DR, VONORE, TN 37885-5341 |
| Document Number | 00D462/263 |
| Book / Page | D462 / 263 |
| Map Reference | CAB D SL 187 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 23005923 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | TELLICO TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1150 E EDGEWOOD DR, WHITEFISH, MT 59937-8170 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 440 CORMORANT DR, VONORE, TN 37885-5341 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1520/914 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | T1520/914 |
| Instrument | 21004104 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Max Rate | 7.25% |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,436.00 | $420,525 (-) Land $87,500 Building $333,025 | |
| 2024 | $7,436.00 | $420,525 (-) Land $87,500 Building $333,025 | |
| 2023 | $420,525 (+31.27%) Land $87,500 Building $333,025 | ||
| 2022 | $320,350 Land $87,500 Building $232,850 | $1,281,400 (-23.82%) Land $350,000 Building $931,400 | |
| 2021 | $1,682,100 Land $350,000 Building $1,332,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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