440 Cork St, Largo, FL 33770 Property Records

Pinellas County property record for 440 Cork St, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,330 sqft · built 1998
Lot Size	0.183 acres (7,998 sqft)
Owner	Owner Name on Record
Last Sale	$103,900 (Apr 1998)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-2906-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-2906-0`
Alternative APNs	`35-29-15-50166-003-0160` `152935501660030160` `R386289`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,330 sqft Heated Area
1st Floor Area	1,330 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,998 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	282 sqft
Deck Area	425 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R386289
Old Parcel Number	152935501660030160
Street Address	440 CORK ST
City	LARGO
State	FL
Zip	33770-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARGO LAKE VILLAS UNIT 1 BLK 3, LOT 16
Legal Range	15
Legal Township	29
Legal Section	35
Legal Subdivision	LARGO LAKE VILLAS UNIT 1
Legal Block	3
Legal Lot Number	16
Legal Unit	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1027
Census Tract	25604

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	440 CORK ST, LARGO, FL 33770-2526
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1998 · Amount on Record
Deed Sale	Apr 2, 1998 · Amount on Record
Prior Sale	May 1, 1997 · Amount on Record
Deed Document Number	0100462142
Deed Book / Page	10046 / 2142
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	440 CORK ST, LARGO, FL 33770-2526
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CORK ST, LARGO, FL 33770-2526

Mortgage

Document Number	0234820888
Date	Mar 10, 2026
Book Page	23482/888
Instrument	2026065157

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (+9.01%) Homeowner's exemption	$146,154 (+5.99%)	$397,733 (+10.25%) Land $158,367 Building $239,366
2023	$1,810.00 (+3.72%) Homeowner's exemption	$137,898 (+3%)	$360,749 (+19.4%) Land $172,998 Building $187,751
2022	$1,745.00 Homeowner's exemption	$133,882	$302,128 Land $150,475 Building $151,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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