Middlesex County and Middlesex Borough property record for 440 Cook Ave, Middlesex, NJ 08846 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,228 sqft · built 1950 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,000 (Mar 2022) |
| Tax Bill | $9,341 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00197-0000-00025 |
| Primary APN | 10-00197-0000-00025 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Street Address | 440 COOK AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X100 26-28 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 197 |
| Legal Lot Number | 25 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records · APN 10-00197-0000-00025
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Prior Sale | Sep 14, 1995 · Amount on Record |
| Deed Document Number | 202232432 |
| Deed Book / Page | 18877 / 1306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 28, 2022 |
| Property Address | 440 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Document Number | 0000032432 |
| Book / Page | 18877 / 1306 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 2022032432 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,474.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 CONOVER TER, 95, LEBANON, NJ 08833-2185 |
| Name | Verified Name |
|---|---|
| Address | 440 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Document Number | 0000032433 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022032433 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 440 COOK AVE, MIDDLESEX, NJ 08846-2003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000011962 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 18252/596 |
| Instrument | 2021011962 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2046 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,200 (+7.4%) Land $144,700 Building $328,500 | $473,200 (+7.4%) Land $144,700 Building $328,500 | |
| 2025 | $9,341.00 (-2.75%) | $440,600 (+6.14%) Land $144,700 Building $295,900 | $440,600 (+6.14%) Land $144,700 Building $295,900 |
| 2024 | $9,605.00 (+2.22%) | ||
| 2023 | $415,100 Land $144,700 Building $270,400 | $415,100 Land $144,700 Building $270,400 | |
| 2022 | $9,396.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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