440 Collier St, Gastonia, NC 28054 Property Records

Gaston County property record for 440 Collier St, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,080 sqft · built 1935
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Apr 2026)
Tax Bill	$2,856 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01119 01701`

Property Details

APN / Parcel Number

Primary APN	`01119 01701`
Alternative APN	`117573`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,080 sqft Heated Area
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	19,166 sqft (0.44 acres)
Porch	Porch
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 COLLIER ST
City	GASTONIA
State	NC
Zip	28054-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RANKIN REALTY CO BLK B L 7,P/6 01 119 017 01 000
Legal Subdivision	RANKIN REALTY CO
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1007
Census Tract	32600

Owner

440 Collier St is owned and occupied by two individuals who bought it in April 2026.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 COLLIER ST, GASTONIA, NC 28054-4056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Book / Page	5632 / 1344
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 13, 2026
Property Address	440 COLLIER ST, GASTONIA, NC 28054-4056
Document Number	5632001344
Book / Page	5632 / 1344
Instrument Date	Apr 7, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	LONG TITLE, LONGLEAF TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,558.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 COLLIER ST, GASTONIA, NC 28054-4056

Mortgage

Document Number	5632001346,
Date	Apr 13, 2026
Book Page	5632/1346

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 440 Collier St was $2,856.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,856.00	$267,200 (-) Land $42,000 Building $225,200
2025	$2,856.00	$267,200 Land $42,000 Building $225,200
2023	$2,885.00	$267,200 Land $42,000 Building $225,200
2021			$157,790 Land $42,000 Building $115,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Collier St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Collier St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20