Clay County property record for 440 Cody Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,602 sqft · built 1973 |
| Lot Size | 0.285 acres (12,458 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,064 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-25-012783-000-00 |
| Primary APN | 12-04-25-012783-000-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,602 sqft Heated Area |
| Gross Area | 2,405 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,458 sqft (0.285 acres) |
| Lot Dimensions | 104 ft deep x 120 ft wide |
| Garage Area | 483 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 320 sqft |
| Fence | Fence |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 440 CODY DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 12 BLK 4 BELLAIR WEST AS REC O R 2536 PG 844 & 3089 PG 787 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 12 |
| Legal Subdivision | BELLAIR WEST |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30305 |
Source: Clay County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3214 FRIDINGER DR, PENSACOLA, FL 32526-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 19, 2021 | Deed of Trust, Mortgage · VA Mortgage EQUITY RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2025 |
| Deed Sale | Dec 2, 2025 |
| Prior Sale | Jun 1, 2005 · Amount on Record |
| Deed Document Number | 2025056307 |
| Deed Book / Page | 4992 / 1425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 2, 2025 |
| Property Address | 440 CODY DR, ORANGE PARK, FL 32073-4215 |
| Document Number | 0049921425 |
| Book / Page | 4992 / 1425 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025056307 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 CODY DR, ORANGE PARK, FL 32073-4215 |
| Name | Verified Name |
|---|---|
| Address | 3214 FRIDINGER DR, PENSACOLA, FL 32526-9317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 440 CODY DR, ORANGE PARK, FL 32073-4215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 440 CODY DR, ORANGE PARK, FL 32073-4215 |
| Document Number | 0045232079 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 4523/2079 |
| Instrument | 2021066017 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,064.00 (-18.09%) Homeowner's exemption | $109,924 (+5.99%) | $213,012 (+7.83%) Land $35,000 Building $178,012 |
| 2023 | $1,299.00 (+13.75%) Homeowner's exemption | $103,716 (+3%) | $197,541 (+13.95%) Land $35,000 Building $162,541 |
| 2022 | $1,142.00 Homeowner's exemption | $100,696 | $173,357 Land $20,000 Building $153,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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