Franklin City property record for 440 Cobb St, Franklin, VA 23851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,170 sqft · built 1978 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $693 (2026) |
| APN | 137 096 B 8 |
| Primary APN | 137 096 B 8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,226 sqft |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Terrain | Wooded |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2302 |
|---|---|
| Street Address | 440 COBB ST |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 8 BLK B COBB ST 137-(096)-BLK B-8 |
| Legal Block | B-8 |
| Legal Lot Number | 8 |
| Jurisdiction | FRANKLIN CITY VA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 90200 |
Source: Franklin City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 COBB ST, FRANKLIN, VA 23851-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 3, 2015 |
| Transfer Doc | 0000002809 |
| Record Updated | Oct 29, 2026 |
Source: Franklin City assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Franklin City |
| Unified School District | Franklin City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693.00 (+73.68%) | $67,300 (+73.45%) Land $16,500 Building $50,800 | $67,300 (+73.45%) Land $16,500 Building $50,800 |
| 2025 | $399.00 (+111.11%) | $38,800 (+55.82%) Land $16,500 Building $22,300 | $38,800 (+55.82%) Land $16,500 Building $22,300 |
| 2023 | $24,900 Land $9,400 Building $15,500 | $24,900 Land $9,400 Building $15,500 | |
| 2019 | $189.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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