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440 Co Rd 628, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 440 Co Rd 628, Cedar Bluff, AL 35959

Property Summary

Property TypeMobile Home
Details1,248 sqft · built 1981
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on File
Last Sale$28,000 (May 2021)
Tax Bill$139 (2026)
Deeds & MortgagesMay 2021 Sale
Oct 2020 Sale
Flood ZoneZone A (high risk)
APN13-11-08-27-0-000-020.000

Property Details

APN / Parcel Number

Primary APN13-11-08-27-0-000-020.000
Alternative APNs
  • ALT APN:1108270000020000
  • 212302

Interior

Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleMobile Home
Lot Area348,480 sqft (8 acres)
Deck Area400 sqft
Shed1 Shed

Location & Zoning

Account Number212302
Street Address440 COUNTY ROAD 628
CityCEDAR BLUFF
StateAL
Zip35959-3043
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOM NE COR SE/4-SW/4, S 265' TO POB, W 1320', S 250', E 1320S 250', E 1320', N 270' TO POB
Legal Range11E
Legal Township09S
Legal Section27
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3020
Census Tract955701

Owner

440 Co Rd 628, a mobile home, is owned and occupied by two individuals who bought it in May 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address440 COUNTY ROAD 628, CEDAR BLUFF, AL 35959-3043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Warranty Deed, Transfer
Oct 7, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2021 · Amount on File
Deed SaleMay 24, 2021 · Amount on File
Prior SaleOct 7, 2020 · Amount on File
Deed Document Number2021218325
Prior Transfer DateAug 15, 2020
Prior Transfer Doc0000214630
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateMay 24, 2021
Property Address440 COUNTY ROAD 628, CEDAR BLUFF, AL 35959-3043
Document Number0000218325
Map ReferenceDB A28 PG 152
Instrument DateMay 24, 2021
Instrument218325
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 COUNTY ROAD 628, CEDAR BLUFF, AL 35959-3043

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE AL
Recording DateOct 7, 2020
Property Address440 COUNTY ROAD 628, CEDAR BLUFF, AL 35959-3043
Document Number0000214630
Map ReferenceDB A28 PG 152
Instrument DateAug 15, 2020
Instrument214630
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address207 CAMBRIDGE LN, RAINBOW CITY, AL 35906-6603

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 COUNTY ROAD 628, CEDAR BLUFF, AL 35959-3043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 440 Co Rd 628 was $139 with a homeowner's exemption, down 0.7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139.00 (-0.71%)
2025$140.00 (+10.24%) Homeowner's exemption$4,420 (+33.13%) Land $3,460 Building $960$47,300 (+10.26%) Land $35,800 Building $11,500
2024$127.00 (-64.43%) Additional exemption filed$3,320 (-61.03%) Land $3,140 Building $180$42,900 (-) Land $31,400 Building $11,500
2023$357.00$8,520 (+34.38%)$42,900 (-) Land $31,400 Building $11,500
2022$357.00$6,340 Land $6,280 Building $60$42,900 Land $31,400 Building $11,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Co Rd 628 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Co Rd 628 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 88% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 628

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