Cape Girardeau County property record for 440 Co Rd 318, Jackson, MO 63755
| Details | 2,230 sqft · built 2023 |
|---|---|
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,201 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154001800006080000 |
| Primary APN | 154001800006080000 |
|---|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,230 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 125,453 sqft (2.88 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 440 COUNTY ROAD 318 |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-8069 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | PT SUR 1266 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 18 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 880502 |
440 Co Rd 318 is owned by an individual who acquired it in March 2022.
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 COUNTY ROAD 318, JACKSON, MO 63755-8069 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF MISSOURI |
| May 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF MISSOURI |
| Mar 3, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF MISSOURI |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF MISSOURI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2022 |
| Deed Sale | Mar 9, 2022 |
| Deed Document Number | 20222561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 440 COUNTY ROAD 318, JACKSON, MO 63755-8069 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202309565 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023-09565 |
| Name | BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 440 COUNTY ROAD 318, JACKSON, MO 63755-8069 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202303575 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023-03575 |
| Name | BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 440 COUNTY ROAD 318, JACKSON, MO 63755-8069 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202301485 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023-01485 |
| Name | BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 2, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 440 COUNTY ROAD 318, JACKSON, MO 63755-8069 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202201463 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-01463 |
| Name | BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 440 Co Rd 318 was $3,201.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,690 (-) Land $4,380 Building $62,310 | $350,990 (-) Land $23,040 Building $327,950 | |
| 2025 | $3,201.00 | $66,690 Land $4,380 Building $62,310 | $350,990 Land $23,040 Building $327,950 |
| 2023 | $6.00 | $140 Land $140 | $1,170 Land $1,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Co Rd 318 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Co Rd 318 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Big River Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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