Lafayette County property record for 440 Co Rd 255, Etta, MS 38627
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,708 sqft · built 1973 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,150 (May 2026) |
| Tax Bill | $498 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-25-013.00 |
| Primary APN | 107-25-013.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2156 |
|---|---|
| Street Address | 440 COUNTY ROAD 255 |
| City | ETTA |
| State | MS |
| Zip | 38627-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 NW1/4 NW1/4 SW1/4 E OF RD PREV APN: 050 -25-010 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 25 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950100 |
440 Co Rd 255 is owned and occupied by two individuals who bought it in May 2026.
Source: Lafayette County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| May 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Nov 17, 2023 | Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC |
| Oct 18, 2022 | Warranty Deed, Transfer |
| Sep 2, 2022 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on File |
| Deed Sale | May 19, 2026 · Amount on File |
| Prior Sale | Oct 18, 2022 |
| Deed Document Number | 20264214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | May 19, 2026 |
| Property Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0000004214 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026.4214 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0000004215, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026..4215 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | May 19, 2026 |
| Property Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0202604214 |
| Instrument Date | May 19, 2026 |
| Instrument | 20264214 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0000004215, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20264215 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Nov 17, 2023 |
| Property Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0020239220 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023-9220 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0020239221 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023-9221 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Oct 18, 2022 |
| Property Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0202209856 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2022-09856 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1154 COUNTY ROAD 115, BLUE MOUNTAIN, MS 38610-9621 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 417 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 2, 2022 |
| Property Address | 440 COUNTY ROAD 255, ETTA, MS 38627-9529 |
| Document Number | 0020228360 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-8360 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1154 115, NEW ALBANY, MS 38652 |
The 2025 property tax bill for 440 Co Rd 255 was $498 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498.00 Homeowner's exemption | $7,602 | $76,020 Land $5,640 Building $70,380 |
| 2023 | $1,061.00 | $9,948 | $66,320 Land $9,560 Building $56,760 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 440 Co Rd 255 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Co Rd 255 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDERS WATER ASSOCIATION,INC public/private · serves 581 people · EPA ID MS0360064 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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