St. Louis County property record for 440 Clayheath Ct, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,494 sqft · built 1993 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,256 (2025) |
| Deeds & Mortgages | Jul 2023 Sale Nov 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22S-43-1341 |
| Primary APN | 22S-43-1341 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 1,914 sqft |
| 1st Floor Area | 688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 71 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 49 sqft |
| Patio Area | 238 sqft |
| Balcony Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 CLAYHEATH CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-3169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93MXD |
| Legal Description | CLAYTON RIDGE LOT 56 |
| Legal Subdivision | CLAYTON RIDGE |
| Legal Lot Number | 56 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 217806 |
440 Clayheath Ct is owned and occupied by two individuals who acquired it in July 2023.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 CLAYHEATH CT, BALLWIN, MO 63011-3169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2023 | Beneficiary Deed, Transfer |
| Nov 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2023 |
| Transfer Doc | 0000000561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 24, 2023 |
| Property Address | 440 CLAYHEATH CT, BALLWIN, MO 63011-3169 |
| Document Number | 2023072400561 |
| Map Reference | MB 315 PG 15 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023072400561 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 CLAYHEATH CT, BALLWIN, MO 63011-3169 |
| Name | Verified Name |
|---|---|
| Address | 440 CLAYHEATH CT, BALLWIN, MO 63011-3169 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 440 CLAYHEATH CT, BALLWIN, MO 63011-3169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 440 CLAYHEATH CT, BALLWIN, MO 63011-3169 |
| Document Number | 0252325056 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 25232/5056 |
| Instrument | 2021111800653 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Nov 6, 2033 |
The 2025 property tax bill for 440 Clayheath Ct was $4,256, up 1.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,030 (-) Land $23,880 Building $38,150 | $326,500 (-) Land $125,700 Building $200,800 | |
| 2025 | $4,256.00 (+1.65%) | $62,030 Land $23,880 Building $38,150 | $326,500 Land $125,700 Building $200,800 |
| 2024 | $4,187.00 (+0.07%) | ||
| 2023 | $4,184.00 (+21.35%) | $59,820 (+29.76%) Land $17,920 Building $41,900 | $314,800 Land $94,300 Building $220,500 |
| 2022 | $3,448.00 | $46,100 Land $17,920 Building $28,180 | |
| 2021 | $242,600 Land $94,300 Building $148,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 440 Clayheath Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 440 Clayheath Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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