Churchill County property record for 440 Cindy Ln, Fallon, NV 89406
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,298 sqft · built 1922 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Nov 2021) |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-352-01 |
| Primary APN | 001-352-01 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 2,636 sqft |
| 1st Floor Area | 2,298 sqft |
| Interior Walls | Concrete |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Steam |
| Street Address | 440 CINDY LN |
|---|---|
| City | FALLON |
| State | NV |
| Zip | 89406-3749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5K |
| Legal Description | COM AT INTERSECTION OF S LINE OF 4TH ST. &,W LINE OF CINDY LANE THE POB.,TH S 135 FT, TH W 130 FT, TH N 135 FT, TH E 130 FT; TO POB.,PARCEL 001-352-01 |
| Legal Range | 28 |
| Legal Township | 19 |
| Legal Section | 36 |
| Legal Subdivision | CHILDERS ESTATES #1A |
| Legal Block | 2 |
| Jurisdiction | CHURCHILL NV |
| Township / Civil Division | FALLON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950302 |
Source: Churchill County records · APN 001-352-01
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 CINDY LN, FALLON, NV 89406-3749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Nov 17, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2008 · Amount on Record |
| Deed Document Number | 2021491819 |
| Prior Transfer Date | Sep 15, 2006 |
| Prior Transfer Doc | 0000385602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Recording Date | Jun 23, 2026 |
| Property Address | 440 CINDY LN, FALLON, NV 89406-3749 |
| Document Number | 0000520471 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026520471 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 440 CINDY LN, FALLON, NV 89406-3749 |
| Document Number | 0000520471, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026520471 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Dec 01, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Recording Date | Nov 17, 2021 |
| Property Address | 440 CINDY LN, FALLON, NV 89406-3749 |
| Document Number | 0000491819 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 491819 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | WESTERN NEVADA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,476.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 659 ESMERALDA ST, 659, FALLON, NV 89406-3915 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 440 CINDY LN, FALLON, NV 89406-3749 |
| Document Number | 0000491820 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 491820 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Number | 0000491873 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 491873 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89701 |
| Amount | Amount Recorded |
|---|---|
| Term | 30 Months |
| Due | May 18, 2024 |
Source: Churchill County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Churchill County |
| Municipality | Fallon City |
| Unified School District | Churchill County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,204.00 (-22.72%) | $49,261 (+10.55%) Land $13,650 Building $35,611 | $140,745 (+10.55%) Land $39,000 Building $101,745 |
| 2023 | $1,558.00 (+19.66%) | $44,560 (+26%) Land $12,250 Building $32,310 | $127,314 (+26%) Land $35,000 Building $92,314 |
| 2022 | $1,302.00 | $35,364 Land $8,050 Building $27,314 | $101,040 Land $23,000 Building $78,040 |
Source: FEMA National Flood Hazard Layer, Churchill County (32001C), as of March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320019503022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 444 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NV0000045, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FALLON serves 9,184 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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