San Mateo County property record for 440 Cherry Ave, San Bruno, CA 94066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 900 sqft · built 1941 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,528 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-263-280 |
| Primary APN | 020-263-280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 100 ft deep x 37 ft wide |
| Garage Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 CHERRY AVE |
|---|---|
| City | SAN BRUNO |
| State | CA |
| Zip | 94066-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 63 & NLY 1/2 OF LOT 64 BLOCK 10 HUNTINGTON PARK 1ST ADD RSM 5/40 |
| Legal Subdivision | HUNTINGTON PARK 1ST ADD |
| Legal Block | 10 |
| Legal Lot Number | 63,64 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 603900 |
440 Cherry Ave is owned and occupied by two individuals who acquired it in May 2007.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 CHERRY AVE, SAN BRUNO, CA 94066-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Sep 25, 2019 | Deed of Trust, Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 24, 2007 |
| Transfer Doc | 0000083485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 440 CHERRY AVE, SAN BRUNO, CA 94066-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 440 CHERRY AVE, SAN BRUNO, CA 94066-4120 |
| Document Number | 0000002926 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-002926 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 440 CHERRY AVE, SAN BRUNO, CA 94066-4120 |
| Document Number | 0000095101 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 CHERRY AVE SAN BRUNO CA 940664120, SAN BRUNO, CA 94066-4120 |
| Document Number | 0000095101 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 95101 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 440 Cherry Ave was $6,528 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Bruno City |
| Elementary School District | San Bruno Park Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,470 (+2%) Land $215,659 Building $318,811 | ||
| 2025 | $6,528.00 Homeowner's exemption | $523,992 Land $211,431 Building $312,561 | |
| 2023 | $5,517.00 (+1.19%) Homeowner's exemption | $503,648 Land $203,222 Building $300,426 | $1,039,680 |
| 2022 | $5,452.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Cherry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Cherry Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN BRUNO serves 42,631 people · EPA ID CA4110023 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: T-Mobile, Verizon.
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